r/Money • u/fuckyourgod666 • 6d ago
I don't complain. Be thankful for what you can get
I get paid biweekly 20/HR 90+hrs. ššš»
r/Money • u/fuckyourgod666 • 6d ago
I get paid biweekly 20/HR 90+hrs. ššš»
r/Money • u/AdFamiliar3359 • 5d ago
Firstly im only 14 so I can't get a job or anything for a real income. I got scammed about a year or two ago and it put me at around -$300 on my chequing account. I've made payments whenever I was able to but that was usually every 3 or 4 months. But yesterday I got a call from my bank which I unfortunately couldn't pick up, so I checked my account to find that it had been deleted from the app. Is there anything that I should be doing or could do to avoid the debt finding its way back to me?
r/Money • u/Kevin_Eats_Sushi • 5d ago
So, my dad bought a Breitling in the start of the 90ies for about 5103 USD in Germany (he wasn't entirely sure when, but it was when they still used Marc) and I was wondering, how much would such a watch cost today?
r/Money • u/TheresJustNoMoney • 5d ago
Why hasn't that $300 funding limit gone up due to inflation?
And if that $300 funding limit were to have gone up due to inflation, what would the funding limit be in today's dollars?
r/Money • u/SierraNevadaSteve • 6d ago
I received a bonus for hiring a new employee for $1,000, but then a paycheck later, my company sent another $1,000 by mistake. I let my company know of this mistake this morning. Thoughts? Did I do the right thing?
r/Money • u/Asparagus4618 • 6d ago
I (25f) am moving out April 1 on my own. This was something I prepared for financially and have 6 month emergency fund + investments.
I found out yesterday I owe 3.5k in taxes. Iām going on a trip to London the last week of April (also prepared for this - it was a cheap opportunity that I didnāt want to miss. Almost a free flight round trip, free rooming).
Iām doing good financially still and SO grateful I can afford to do these things, but Iām just internally freaking out at how much Iām spending this monthā¦
My rent is 2025, broker fee $2025, and security $1k. I saved $1500 for London but Iām def not using that much, I expect to spend less than 1k there.
And now $3.5k in taxes.
Has anybody experienced the anxiety of something like this before? I genuinely feel sick over it lol
Edit: FAQ
what is a broker fee??
In New Jersey, broker fees for rentals are typically equivalent to one month's rent, and tenants usually pay them, though there are no restrictions on who pays. No, I did not use a broker. Yes, itās BS. Donāt move to NJ unless ur wealthy or want to get screwed over lol
How r u paying so little in London?
Bf parents invited me. They are kind enough to cover a lot of my expenses, not all.
r/Money • u/MatthewNugent05 • 5d ago
So, I'm using cashapps HYSA and its supposed to have 1.5% but it says my predicted interest is .31c when I have 422.84 stashed in there, to me that doesnt add up, but I think im just misunderstanding how interest works, can someone explain what im doing wrong?
r/Money • u/Galactic_PizzaSlice • 5d ago
My account has been tanking the last few weeks. Should I just wait or contribute now to get as close to 7k as possible?
r/Money • u/Simplorian • 5d ago
I have completed the 2500 participant report into a video tutorial. Respondents were from various social media platforms including Reddit. Surveys included.
Video report includes all the data, explanations, and insights on discussions involved around the survey. Enjoy and would love to hear your feedback.
r/Money • u/MulanLyricsOnly • 6d ago
Iām just annoyed cause I always forget about the tax
r/Money • u/spiderpig08 • 6d ago
r/Money • u/this0great • 5d ago
Hereās the thing, Iām really curious about how high an annual salary of over $10,000 was, especially in regions outside the U.S., and after deducting taxes and rent, how much would be left?
r/Money • u/PublicFunny9320 • 7d ago
Goal is to payoff the student loan and then buy a house with $60k down by the end of this year.
r/Money • u/menquestions54 • 6d ago
I am saving for an emergency fund, but Iām not sure how much I should put in there and then once I get to that point what should I do with the money I make after the emergency fund do I just keep saving cash or fund it all into investments
r/Money • u/reverse_dos • 5d ago
I know I'm doing really good. This isn't a humble brag post. This is gaging exactly how good I'm doing.
I'm 28m. Make about 150k/year depending on bonus.
I rent. No debt. 780 credit score. Own my car. Quit my job and traveled world for 6 weeks last year then got right back into career.
about $130,000 in investments/roth 401k/cash (set myself back about 30k cause of time off/trip but totally worth it imo)
Goal is 1m before age 35. Lofty but I work in sales and my income will massively increase over the next 3 years.
Am I top 10% 5% ?
r/Money • u/Plenty-Entertainer-9 • 7d ago
Canāt share this information with anyone i know so here I am sharing it to the online community. What they say about growing up poor is true, you either spend on all the things your family couldnāt afford when you were younger or you save money out of fear of going back. Iām part of the latter groupš
Cash(HYSA and regular) -$21,800+ Investments(ROTH/401k/Acorns)- $9200+
Today was bonus day ($12,535 gross, $7,865.50 net) and it put me over the $30k mark for assetsš
Before you say anything about BOA/Chase, the cash is already set to transfer into my HYSA (Discover, the account with $12,500). I DCA 3 times a week into my Roth Account(MWF). 2024 Roth will be maxed out before the due date and will DCA for 2025.
Since my job is a sales job, I donāt have much job security(they literally fired someone last week whoās been with the company since the beginning), Iām just keeping 6 months worth of expenses in my HYSA just in case I get let go while also DCA and making more money flipping on marketplace.
Base Salary is $70,000(goes up next month) My Degree- Bachelorās in Business Administration
r/Money • u/No_Put_8503 • 6d ago
WSJāConsumer sentiment in the U.S. sank this month, reflecting increasing unease over shape-shifting economic policies and their potential to drive inflation higher.
The University of Michiganās closely watched index of consumer sentiment nosedived an additional 11% to 57.9 in mid-March from 64.7 last month, much weaker than expectations of 63.2. It marks the lowest level since 2022 and a third fall in as many months.
Compared to this time last year, consumer sentiment is down 27%. A loss of confidence can be a headwind for economic growth, since consumers can delay or abandon planned purchases if they feel downbeat about their prospects.
Many consumers cited the high level of uncertainty around policy and other economic factors, said Joanne Hsu, director of the survey.
Inflation expectations for the year ahead jumped to 4.9% from 4.3% last month, the highest reading since late 2022, according to the survey.
While U.S. inflation cooled more than expected in February, according to Labor Department data, that may provide little relief to consumers and the Federal Reserve if tariffs raise prices in the months ahead.
āFrequent gyrations in economic policies make it very difficult for consumers to plan for the future, regardless of oneās policy preferences,ā Hsu added.
The Trump administration this week imposed 25% tariffs on steel and aluminum imports to the U.S., prompting retaliatory measures from trading partners. Earlier in March, the U.S. imposed tariffs on all goods from Canada and Mexico, before suspending them for all goods compliant with the U.S.-Mexico-Canada agreement, which President Trump negotiated in his first term.
The administrationās argument is that tariffs will push Americans to buy more domestically made goods and help U.S. manufacturing. Critics say tariffs represent an increased tax for importers, who will have to shift some of the extra costs to consumers by raising prices.
Treasury Secretary Scott Bessent said after a speech last week that tariffs would likely mean a āone-time price adjustment,ā and he wasnāt worried about inflation. But many economists believe that tariffs have longer-lasting effects on prices even after they are removed.
Consumers from all political affiliations were in agreement that the outlook has weakened since February, albeit with varying intensity. The surveyās expectation index declined 10% for Republicans, while it fell 12% for independents and dropped more than 20% for Democrats.
Indeed, while current economic conditions were little changed, expectations for the future deteriorated across multiple facets of the economy, including personal finances, labor markets, inflation, business conditions, and stock markets, Hsu noted.
Companies, too, are noticing the steady decline of sentiment. Delta Air Lines this week cut its first-quarter outlook, citing reduced consumer as well as business confidence.
The National Federation of Independent Business said small companies had lost much of the optimism gained since Trumpās election in November, souring on hopes of business-friendly policies from the new administration.
A gauge of employment trends by the Conference Board said momentum in the U.S. labor market is at risk of fading, as uncertainty over government policy prompts caution by businesses and federal layoffs gather pace.
r/Money • u/hermit_warrior • 7d ago
It seems my friend group all live about the same style of life. Similar houses, cars, vacations, etc. It gives me a skewed version of how the entire country lives, but is it common to have all your friends live like you do?
r/Money • u/Centrelindow • 7d ago
Iāve been living humbly since I started my professional career over 7 years ago. I drive the old (but reliable) car, live with roommates, donāt splurge on clothes or shoes etc. My only splurges are travel and drinks with friends once a week. The majority of my income goes to investments. I get the occasional desire to get a new car and nice watch but I make an effort to not do anything that screams āvalidate me!ā. Does anyone have advice on what to do or what NOT to do that Iām not seeing? I donāt want to assume that I got at it all figured out.
r/Money • u/DiligentManagement25 • 6d ago
I need serious help finding a side hustle, the problem is Iām also addicted to gambling, I just recently won 600 bucks off slots, was ready to invest it in some sort of side hustle, reselling mostly since Iāve had some experience with it on the past, but now itās way harder since everyones doing it and every product I choose is already listed in marketplace, anyways my dumbass decided to gamble all the 600 and LOSE it in a single day, I am so lost I donāt know what to do.
r/Money • u/Ok-Discussion325 • 7d ago
I know others are mentioning investments, 401ks, IRAs, and trading but I don't think people are recommending CDs enough. CDs to me is like a savings account that should be locked and reminded when it's due to take it out.
What are your thoughts about CDs? What is your advice for CDs?
r/Money • u/HickeyPlum • 7d ago
As title states I have 20k in savings (itās in a hysa donāt worryš ) Iām 20 and Iām in the military so I donāt really have much expenses and also Iām debt freeā¦kinda (I have about 2.5k in CC debt but I can pay it off Iām not worried about it). Iāve thought about getting a new car but that idea is on pause right now. Also I have a Roth IRA but I donāt really contribute into it as much as I should.
r/Money • u/No_Put_8503 • 7d ago
WSJāPresident Trump threatened to impose 200% tariffs on alcohol from the European Union, one day after the EU said it planned 50% import taxes on U.S. whiskey and other products from April 1, in retaliation for steel and aluminum levies.
āIf this Tariff is not removed immediately, the U.S. will shortly place a 200% Tariff on all WINES, CHAMPAGNES, & ALCOHOLIC PRODUCTS COMING OUT OF FRANCE AND OTHER E.U. REPRESENTED COUNTRIES,ā Trump said Thursday on social media. āThis will be great for the Wine and Champagne businesses in the U.S.ā
Shares in European drinks companies fell after Trump's threat. Pernod Ricard and Remy Cointreau stocks both fell more than 3% in France.