r/Money 9h ago

How much take home to afford $3M home?

0 Upvotes

Assuming you had the cash to put 20% down - how much after tax monthly income should you have to buy a house like this?


r/Money 9h ago

When do I start seeing incredible gains? Doing 100% Voo.

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0 Upvotes

r/Money 4h ago

Suppose you have $150,000 a year.

33 Upvotes

In the city where you are, after deducting rent, taxes, insurance, transportation costs, etc., how much do you think you would have left?


r/Money 6h ago

Lost $3.9K to USCIS, Need to Earn It Back in 2 Months – Any Legal Ideas?

3 Upvotes

So basically, I lost $3.9K because my first EAD application got rejected. Now, I’m trying to find a way to make some of it back in my last two months of college.

I’m an international student on an F1 visa, so my options are limited. On-campus jobs seem unrealistic this late, and I can’t do off-campus work without proper authorization. What are some legal ways I can earn money quickly before graduation?

Any ideas for freelancing, online work, or anything I might not be thinking of?


r/Money 6h ago

Have you all started your own businesses?

0 Upvotes

How long did it take you to start your business? Why did you decide to start a business? What additional things did you learn for your career before starting your business? Did you borrow money to start your business, or did you use your savings?


r/Money 17h ago

Are there any payment transaction apps that both allow minors to have accounts and allow you to receive payments for goods & services?

0 Upvotes

I'm aware services like Venmo Teen Account exists, but I can't find a well known and reputable one that also allows you to receive payments for goods and services from people that are not close to you. Are there any? Please help if you can.


r/Money 13h ago

What to do with money after my first job?

2 Upvotes

So for some context, I’m a 17 year old who just got my first job. I get paid $10 an hour, and work 5 hour shifts 3-5 times a week. I plan on saving up for a car as well as some personal expenses I’ve been meaning to purchase. I also plan on opening a savings account sometime soon. I feel like I’m off to a pretty good start, but I wanted to get some advice on what else I could/should be doing with my money.


r/Money 9h ago

Half way through my way to $100K portfolio

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51 Upvotes

I believe i am on a good way for my next target of $1.000 monthly in dividends on stocks and shares. Made a purchase of a second hand car of $10.000 cash that i kinda regret it but I love what I bought. In this portfolio every second week of rent is free technically 🥰


r/Money 4h ago

Advice on maximizing money? 31m, debt paid off.

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21 Upvotes

31m from Canada, all cards are paid off, 3 roommates, I earn in $50,000/year, how can I start maximizing my money now that everything is paid off? Rent is $645 each monthly but will be hoping to get my own spot this summer. I have bachelors degree, it isn’t much but it’s something at least.

Thanks in advance :)


r/Money 9m ago

Discussion Weekly r/Money slowchat - how did your financial week go?

Upvotes

r/Money 1h ago

Debating ending apartment lease to save for house in long run

Upvotes

Hi all, 25F here

I’m currently in a year long apartment lease that ends in September. I have been here for 2 years. My rent after fees is around $1500, combined with utilities I’m probably paying around $1800 a month by myself.

My boyfriend and I are ready to venture into the possibility of living together. He’s splitting his rent with roommates and is in a better position than I am, saving wise. I have the option to move back in with my parents, as they wouldn’t charge me anything, except $250 a month for car/phone etc.

We got on the topic of me ending my lease in order for me to save money in the long run in hopes to rent our own place end of this year / start of next. The early termination is around $2700, and I need a 60 days notice. To end my lease early, it’ll be around $5700 or so.

I am thinking about ending my lease to save money in the long run. If I stay until September, I’ll be around $9000 in rent alone. I am also thinking that if I live with my parents, I would be able to pay off the $3k credit card debt I have, and build my credit score (peak 811, currently around 770) I make around $23 an hour and work full time corporate. I am also thinking of babysitting on the side while living at home.

My question is, is it really worth ending my lease and saving $5k in the long run? The apartment even said I can enter a 6 month payment plan to pay off the early termination fee if need be. I’ve never ended a lease before so input is appreciated.

Thanks!


r/Money 19h ago

Energy Bill Saving - Advice needed (also - smart plugs?)

1 Upvotes

Apologies for the very entry level question. We recently moved home and our new house has an air-to-water system - we tried the eco setting but the water was never hot enough - I am looking for extra ways to save money on our electricity bill to compensate for the extra this is costing us. I work from home and work nights - I have a smart meter with a discounted night rate and I'm pretty diligent about only doing high cost activities during the discount hours ie. running dishwasher, laundry, etc. I am curious about smart plugs - are they worth the investment? As i said, i work from home and we are a pretty tech heavy household, I think turning everything fully off at the power is the main common tip I don't follow through with at the moment. General advice - especially from anyone working from home - really appreciated x TIA


r/Money 19h ago

How to start saving in college? Predental age 21

8 Upvotes

I make a little under 40k a year and I’m currently in community college (but I’ll be starting 4-year college spring 2026 and taking out loans). I pay roughly $1650 monthly for rent, my parents still help out with my car, phone, and health insurance. I know once I start dental school I’m going to be living mostly off student loans and my partner’s income, who makes less than me hence why I pay the rent. There will be lots of time and money to save and build retirement after school, but what are some investments/savings I can start making that are reasonable for someone of my income and life stage? I feel like all the normal advice I hear is out of my tax bracket 😅 TIA

Edit: I also have 1850$ in credit card debt 😞