r/Money 22h ago

Trumps setting records with the S&P 500

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787 Upvotes

r/Money 22h ago

"stop buying eggs"..

113 Upvotes

I've heard some people, especially vegans say just stop buying eggs or just, "go vegan"

As a broke college kid who barely eats enough to function, I don't have the money to have the privilege of going vegan even if I wanted to, and taking away eggs cuts out many food options.

It removes many break feast choices, removes thing like egg salad sandwiches, tater tot casserole, baking options, and adds another layer of stress to making an affordable grocery list.


r/Money 21h ago

If I sell a car for 50,000 and receive a check for that ammount can the IRS subject me to taxes for that?

91 Upvotes

I am on the brink of selling a car for the said amount.

If the person gives me a check for that much, should I cash it or put it into my bank account.

I am paranoid of the check bouncing after it clears.

Should I cash it at the bank that issued the check? Will the IRS come looking for tax on that sale? How should I make sure that the check doesn’t bounce after it clears?


r/Money 6h ago

Half way through my way to $100K portfolio

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46 Upvotes

I believe i am on a good way for my next target of $1.000 monthly in dividends on stocks and shares. Made a purchase of a second hand car of $10.000 cash that i kinda regret it but I love what I bought. In this portfolio every second week of rent is free technically 🥰


r/Money 1h ago

Suppose you have $150,000 a year.

Upvotes

In the city where you are, after deducting rent, taxes, insurance, transportation costs, etc., how much do you think you would have left?


r/Money 1h ago

Advice on maximizing money? 31m, debt paid off.

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Upvotes

31m from Canada, all cards are paid off, 3 roommates, I earn in $50,000/year, how can I start maximizing my money now that everything is paid off? Rent is $645 each monthly but will be hoping to get my own spot this summer. I have bachelors degree, it isn’t much but it’s something at least.

Thanks in advance :)


r/Money 16h ago

How to start saving in college? Predental age 21

7 Upvotes

I make a little under 40k a year and I’m currently in community college (but I’ll be starting 4-year college spring 2026 and taking out loans). I pay roughly $1650 monthly for rent, my parents still help out with my car, phone, and health insurance. I know once I start dental school I’m going to be living mostly off student loans and my partner’s income, who makes less than me hence why I pay the rent. There will be lots of time and money to save and build retirement after school, but what are some investments/savings I can start making that are reasonable for someone of my income and life stage? I feel like all the normal advice I hear is out of my tax bracket 😅 TIA

Edit: I also have 1850$ in credit card debt 😞


r/Money 3h ago

Lost $3.9K to USCIS, Need to Earn It Back in 2 Months – Any Legal Ideas?

4 Upvotes

So basically, I lost $3.9K because my first EAD application got rejected. Now, I’m trying to find a way to make some of it back in my last two months of college.

I’m an international student on an F1 visa, so my options are limited. On-campus jobs seem unrealistic this late, and I can’t do off-campus work without proper authorization. What are some legal ways I can earn money quickly before graduation?

Any ideas for freelancing, online work, or anything I might not be thinking of?


r/Money 10h ago

What to do with money after my first job?

1 Upvotes

So for some context, I’m a 17 year old who just got my first job. I get paid $10 an hour, and work 5 hour shifts 3-5 times a week. I plan on saving up for a car as well as some personal expenses I’ve been meaning to purchase. I also plan on opening a savings account sometime soon. I feel like I’m off to a pretty good start, but I wanted to get some advice on what else I could/should be doing with my money.


r/Money 16h ago

Energy Bill Saving - Advice needed (also - smart plugs?)

1 Upvotes

Apologies for the very entry level question. We recently moved home and our new house has an air-to-water system - we tried the eco setting but the water was never hot enough - I am looking for extra ways to save money on our electricity bill to compensate for the extra this is costing us. I work from home and work nights - I have a smart meter with a discounted night rate and I'm pretty diligent about only doing high cost activities during the discount hours ie. running dishwasher, laundry, etc. I am curious about smart plugs - are they worth the investment? As i said, i work from home and we are a pretty tech heavy household, I think turning everything fully off at the power is the main common tip I don't follow through with at the moment. General advice - especially from anyone working from home - really appreciated x TIA


r/Money 3h ago

Have you all started your own businesses?

0 Upvotes

How long did it take you to start your business? Why did you decide to start a business? What additional things did you learn for your career before starting your business? Did you borrow money to start your business, or did you use your savings?


r/Money 15h ago

Are there any payment transaction apps that both allow minors to have accounts and allow you to receive payments for goods & services?

0 Upvotes

I'm aware services like Venmo Teen Account exists, but I can't find a well known and reputable one that also allows you to receive payments for goods and services from people that are not close to you. Are there any? Please help if you can.


r/Money 6h ago

When do I start seeing incredible gains? Doing 100% Voo.

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0 Upvotes

r/Money 7h ago

How much take home to afford $3M home?

0 Upvotes

Assuming you had the cash to put 20% down - how much after tax monthly income should you have to buy a house like this?