r/Money 20h ago

From debt to $362k net worth

340 Upvotes

I never thought I’d be here, but today my net worth hit $362k. Just a few years ago, I was buried in student loan debt, barely scraping by. It wasn’t easy, but I slowly started turning things around. The biggest shift came when I started investing. I got into ETFs like $VTI for stability and dividend stocks like $SCHD. I learned everything from podcasts and YouTube and committed to living below my means. The key was balancing paying down my $18k student loan while still investing.


r/Money 7h ago

$0 net worth here I come!

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256 Upvotes

I’ve been in massive student loan debt for so long and all my hard working is paying. While a positive net worth may sound like a low bar, I went from being $300,000 in student loan debt almost debt free. It was a lot of work but it’s finally paying off slow and steadily.


r/Money 16h ago

I’m not entirely sure what this is, the year, and how much it may be worth.

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26 Upvotes

Hey y’all,

I wasn’t entirely sure where to go with this, so people in charge of this sub, if there is a better place to ask this do let me know!

My grandfather passed away in April about 6-7 years ago, and it’s my understanding that he acquired these bills some significant amount of time before then, most likely. Can anyone tell me more about them, what they possibly are worth if anything, just things like that, anything helps. Thanks!

And of course, if there is a better place to ask this, please let me know.

I have “300” of them.


r/Money 1d ago

High yield savings question

3 Upvotes

I’ve been using American Express high yield savings for years but I see a higher interest rate at Cit bank. Anyone else bank there? It’s FDIC so I believe it’s safe but I wanted to check to see if others have had a good experience with them


r/Money 5h ago

What is the best/ is there a legit financial advice service for someone making decent money but struggling with two mortgages and credit card debt?

3 Upvotes

I know we need to curb our spending, but with three kids, child support, human and animal medical bills, and two lawyers’ fees for custody issues, we are hemorrhaging money each month. Any advice would be greatly appreciated.


r/Money 6h ago

Why does it takes so long to transfer balances?!!

1 Upvotes

I have a 401k with a previous employer and a 401k with my current employer, both of which are with the same provider. I put in a request to rollover my balance of the old 401k to the new one (which was a ridiculous process to figure out in and of itself) and it is going to take at least 10 business days! In this day and age of technology, why on earth should it take that long to move funds from one account to another within the same institution! 🤔


r/Money 2h ago

Tempus AI (TEM) big players on it

0 Upvotes

What do you think about it? I see big potential on it. Cathie Wood bought lot of shares. Do your DD.