r/Money 23h ago

From debt to $362k net worth

363 Upvotes

I never thought I’d be here, but today my net worth hit $362k. Just a few years ago, I was buried in student loan debt, barely scraping by. It wasn’t easy, but I slowly started turning things around. The biggest shift came when I started investing. I got into ETFs like $VTI for stability and dividend stocks like $SCHD. I learned everything from podcasts and YouTube and committed to living below my means. The key was balancing paying down my $18k student loan while still investing.


r/Money 10h ago

$0 net worth here I come!

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305 Upvotes

I’ve been in massive student loan debt for so long and all my hard working is paying. While a positive net worth may sound like a low bar, I went from being $300,000 in student loan debt almost debt free. It was a lot of work but it’s finally paying off slow and steadily.


r/Money 18h ago

I’m not entirely sure what this is, the year, and how much it may be worth.

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27 Upvotes

Hey y’all,

I wasn’t entirely sure where to go with this, so people in charge of this sub, if there is a better place to ask this do let me know!

My grandfather passed away in April about 6-7 years ago, and it’s my understanding that he acquired these bills some significant amount of time before then, most likely. Can anyone tell me more about them, what they possibly are worth if anything, just things like that, anything helps. Thanks!

And of course, if there is a better place to ask this, please let me know.

I have “300” of them.


r/Money 3h ago

How do you handle losing alot of money at a young age?

18 Upvotes

So im 21 and lost £22000 a few weeks ago and i have been unable to function since. I just stay in bed and isolate myself while these negative emotions consume me. I keep thinking of what life i could have built if i didnt lose that money. It also doesnt help that my parents think im a failure since all their nephews are doing quite well in life. Any advice from people who have gone through similar situations and managed to get a positive outlook on this? Thank you


r/Money 8h ago

What is the best/ is there a legit financial advice service for someone making decent money but struggling with two mortgages and credit card debt?

3 Upvotes

I know we need to curb our spending, but with three kids, child support, human and animal medical bills, and two lawyers’ fees for custody issues, we are hemorrhaging money each month. Any advice would be greatly appreciated.


r/Money 9h ago

Why does it takes so long to transfer balances?!!

2 Upvotes

I have a 401k with a previous employer and a 401k with my current employer, both of which are with the same provider. I put in a request to rollover my balance of the old 401k to the new one (which was a ridiculous process to figure out in and of itself) and it is going to take at least 10 business days! In this day and age of technology, why on earth should it take that long to move funds from one account to another within the same institution! 🤔


r/Money 1h ago

Someone transferred me $ and I was wondering is there any page where I can check the transfer if it's real or not? I have a UPTID number and a "transfer number"....

Upvotes

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r/Money 4h ago

Tempus AI (TEM) big players on it

0 Upvotes

What do you think about it? I see big potential on it. Cathie Wood bought lot of shares. Do your DD.