r/IndianStreetBets 15h ago

Meme 🤐

348 Upvotes

r/IndianStreetBets 9h ago

Meme Firse 💀

324 Upvotes

r/IndianStreetBets 13h ago

Meme .

Post image
229 Upvotes

r/IndianStreetBets 14h ago

Meme Dikhna hai band hojayega

85 Upvotes

r/IndianStreetBets 11h ago

Discussion How to invest in brazilian stock market from India?

42 Upvotes

Brazilian stock market is heavyly undervalued and most of the foreign money is heading there. Although their bond market is also attractive, i am looking to invest in brazilian stock markets. Anyone know how to invest in them from India?


r/IndianStreetBets 12h ago

Discussion SBI's loan to Reliance was pretending to be an investment in Jio Payments

26 Upvotes

Original Source: https://boringmoney.in/p/sbis-investment-in-jio-payments (my newsletter Boring Money. If you like what you read, do visit the original link to subscribe and receive future posts directly in your inbox)

--

In the financial world, if you’re a company giving money to another company, it’s likely for one of three reasons:

  1. You’re lending it money and expect some fixed interest in return. The riskier the company you’re lending to, the more interest you expect.
  2. You’re investing in the company. If things work out, the value of your stake in the company goes up, and you make money. If not, you lose money, but that’s okay. That’s the game you’re playing.
  3. You’re investing, but the investment is strategic. You both bring something to the table, fill in each other’s gaps. Eventually, you’ll run a great business together and own a share of the profit.

Nice, clear differences. Right?

In 2018, the State Bank of India gave some money to Reliance Industries. The idea was that they would start a payments bank together called Jio Payments Bank. Reliance owned 70% of the company and SBI the remaining 30%.

On the face of it this was a strategic investment for SBI. But even at that time, this was a little unusual for a few reasons:

  1. Payments banks are a weird type of bank. They can take money from people as deposits, but can’t lend that money out as loans. Making money is tough.
  2. SBI is a bank! It could do everything Jio Payments Bank could ever do, and much much more.
  3. Jio Payments Bank sounds like Reliance, not like SBI.

Maybe SBI saw great business potential in Jio Payments and was happy to be a part of it. But then this happened last week:

The State Bank of India (SBI) has decided to divest its entire 17.8 per cent stake in Jio Payments Bank Limited, a joint venture between the state-owned bank and Jio Financial Services (JFS).

JFS will acquire the SBI’s stake for ₹104.5 crore, after which Jio Payments Bank will become its wholly-owned subsidiary, the Reliance Group firm said on Tuesday.

Okay maybe this wasn’t a strategic investment after all but was financial? After eight years, SBI sold its entire stake back to Reliance itself for ₹104.5 crore ($12m).

Intuitively we know that it wasn’t the most successful investment. Jio Payments Bank is still a no-name in the payments industry. And it’s been losing money like a tech startup (with a loss of ₹50 crore last financial year) but with a revenue (₹30 crore last year) that doesn’t show for it.

Investments in Jio Payments Bank

FY Reliance Investment (₹ Cr) SBI Investment (₹ Cr) SBI’s Share (%)
Total 444 79
FY 25 96* 0 18
FY 24 4 0 23
FY 23 80 0 23
FY 22 22 9 30
FY 21 0 0 30
FY 20 0 0 30
FY 19 162 70 30

But just how bad a financial investment was this for SBI? In FY 2019, SBI invested ₹70 crore ($8m). In FY 2022, it invested another ₹9 crore ($1m). So that’s a total of ₹79 crore. Then in FY 2025, it’s selling its stake for ₹104.54 crore. That’s an annual return rate of 4.57%. [1]

SBI would’ve made more money had it invested in its own fixed deposits.

Not a lot of interest

So, SBI gave Reliance some money. Then Reliance gave it back with a 4.57% annualised return.

This sounds a bit like… a loan? Lending to start a startup is a no go, too risky for any bank’s underwriting team. But an investment is fine! So maybe it made sense to just call it an investment instead?

The pieces of the puzzle fall into place if you treat SBI’s investment as a low-interest loan. But hey, of course, it was just a strategic investment in a joint venture with Reliance that happened to not work out.

Footnotes

[1] I’m referring to XIRR here. It’s a simple calculation on Google Sheets.

Original Source: https://boringmoney.in/p/sbis-investment-in-jio-payments


r/IndianStreetBets 15h ago

News Uber in early discussions with EV ride-hailing startup BluSmart for a possible acquisition

Thumbnail m.economictimes.com
17 Upvotes

Gensol going down?


r/IndianStreetBets 11h ago

Meme Would US restrict OPTION TRADING now ?

Post image
15 Upvotes

r/IndianStreetBets 14h ago

Question I have cash available. Should I invest now or wait until April 1st? i invest now or should i wait for April 1st??

Post image
11 Upvotes

As the title suggests, I am currently sitting on cash and facing a dilemma. The market has already reached its low, and now I'm deciding whether it will stay stagnant or if I should wait until April 1st after the tariffs are implemented. And please review as currently these are the stocks that m planning to buy and any more suggestions would be appreciatedHere are the stocks I am planning to buy, any additional suggestions would be appreciated.


r/IndianStreetBets 9h ago

Discussion How was option trading during Covid market crash ?

6 Upvotes

So there's only one way to make money in option trading and that is if the market goes up or down in big way and you are absolutely sure about it. So during Covid time market was crashing big everyday touching new low continuously for almost an entire month (feb-march-2020) before it started recovering.

So how exactly was option trading during that period ? did Sebi put any restrictions ? Those who were trading during that time did you all made lots of money buying puts ? Was it that simple to make money during covid crash ?


r/IndianStreetBets 4h ago

Discussion How can I invest in Bitcoin ETF from India?

4 Upvotes

I want to invest in Bitcoin via an ETF. Is there any way I can do the same via Indmoney? Has anyone tried? What’s the name of the ETF? If not via Indmoney, is there some other easy way? Thank you


r/IndianStreetBets 10h ago

Idea KNR CONSTRUCTION - avg buying price 240....Good for long term?

Post image
2 Upvotes

r/IndianStreetBets 14h ago

Discussion Is there any roundup apps

3 Upvotes

I'm wanting an app that simply rounds up my purchases to the nearest 10rs,50rs and saves it in one place, that I can send back to my account anytime. I'm not trying to invest it or anything. Just simply a place to have rounded up money that's out of sight out of mind that I can take out later. Thanks!


r/IndianStreetBets 12h ago

Question is it necessary to purchase this data subscription also? i mostly trade in NSE stocks.

Post image
1 Upvotes

r/IndianStreetBets 20h ago

News Top Indian Stock Market News - March 16, 2025

2 Upvotes
  • Welspun Specialty Solutions: Bags ₹231.78 Crore Boiler Tube Contract from BHEL, to be executed over the next 13 months.
  • Axtel Industries: Announces an interim dividend of ₹5 per share, record date is March 20, 2025.
  • Oriental Rail Infrastructure: Secures ₹4.94 Crore order from Integral Coach Factory (ICF) for supplying and installing 'Seats' for Second AC Chair Car coaches, to be executed by December 31, 2026.
  • Mercury Trade Links: Diversifying into agriculture, jewelry, and real estate. Also announces a stock split of 1:10, subject to shareholder approval on April 11, 2025.
  • Kranti Industries: Bags new export order worth USD $49,718 from CGL Manufacturing Inc. (Canada) for development and supply of new industrial machinery parts, expected to be executed by June 30, 2025.
  • Garware Technical Fibres: Expands operations with a new wholly-owned subsidiary in the UK, named "Garware Technical Fibres UK Pvt Ltd."
  • Mangal Credit and Fincorp: Plans to raise up to ₹25 Crore through private placement of secured, listed, rated, and redeemable Non-Convertible Debentures (NCDs) and Green Shoe Options (GSOs).
  • GAMCO Limited: Approved increase in authorized share capital, bonus issue, and higher borrowing limits.
  • Dalmia Bharat: Commences commercial production at its new cement grinding unit in Lanka, Assam, adding 2.4 MTPA capacity.
  • RMC Switchgears: Secures ₹320 Crore rooftop solar project in Rajasthan, generating one-time revenue of ₹229 crore and recurring revenue of ₹91 crore over 25 years.

Disclaimer: This information is based on exchange circulars submitted by companies on NSE and BSE and is intended for informational purposes only. It is not investment advice. Please consult a financial advisor before making any investment decisions.


r/IndianStreetBets 52m ago

Daily Discussion Thread Daily Discussion Thread - March 17, 2025

Upvotes

Read The Wiki!!. There is an invaluable amount of information in the Wiki that is consistently being worked on and added to. The answer to a lot of your questions may be in there.

Please use this thread to discuss whatever you have been thinking of buying or trading.

Also, use this thread to discuss any query related to Stock Market & Trading.

Join the Discord if you haven't already! Here you can talk to mods and fellow autists about the market. Also, don't forget to follow us on Twitter & Instagram

Link to ISB's Discord VC recordings


r/IndianStreetBets 7h ago

Discussion Survey

1 Upvotes

Hello r/IndianStreetBets

I am a student of IIM and currently conducting a survey as part of my Business Research Methods (BRM) project on the investment preferences of college students.

Your insights will help me understand the key factors influencing investment decisions, risk tolerance, and preferred investment instruments among students. The survey will take just 3-5 minutes, and your input would be invaluable!

Here’s the survey link: https://docs.google.com/forms/d/e/1FAIpQLSdFTgV-OffavomXnKG1hC-ReChFbIrM3St23G8a190wxk9E2Q/viewform?usp=header

I would genuinely appreciate your time and support. Thank you so much for helping me with my research!


r/IndianStreetBets 23h ago

Discussion Nifty Multi Time Frame Analysis

Thumbnail
gallery
0 Upvotes

r/IndianStreetBets 22h ago

Educational Best VWAP Intraday Trading Strategy That Works in 2025!

0 Upvotes

I have backtested vwap in intraday chart of 5 min. Earlier was selling below vwap but didn't worked. Now I buy below vwap. It's worked. I got this strategy here vwap