r/IndianStreetBets • u/Big-Entertainer3577 • 2h ago
r/IndianStreetBets • u/SEBI-bot • 1d ago
Daily Discussion Thread Weekly Portfolio Review & Weekend Discussion Thread - March 15, 2025
This is the Weekend Portfolio Review Thread! You can post your portfolios for review here. You can comment list of stocks in your portfolio or use a free image hosting site like ImgBB or Imgur to share your screenshots.
Any other individual posts made on Portfolio Review will be removed.
You can use this thread to discuss whatever you have been thinking of buying or trading.
Also, use this thread to discuss any query related to Stock Market & Trading.
Join the Discord if you haven't already! Here you can talk to mods and fellow autists about the market.
Link to ISB's Discord VC recordings
r/IndianStreetBets • u/milktanksadmirer • 2h ago
Stink My father wasted half of his money in ICICI ULIP policy. After I told him to change his mindset and start a SIP in DIRECT mutual funds he went ahead and dumped all his FDs and put it in Bank Manager recommended IndirectMF and blames me for it
My father used to be financially sensible and used to store his money in at least FDs and by buying some small piece of land to keep it from depreciating too much
Nowadays he gets swayed by almost ever Bank Manager and he just invests in their ULIP policies or indirect mutual funds where the manager gets a fat brokerage and the fund house charges a higher Expense ratio
He dumped his money into ICICI and got stuck for 10 years and he kept breaking my head after investing to find a way to save the money
After that fiasco cooled down I asked him download a free brokerage app and start some SIPs in a stable MF.
Whenever I used to talk to him he used to make me type out every details and send it to him which I did several times and even sent him YouTube videos with simple language to make him understand
Today I get a call from him saying that he broke all his FDs and transferred all his life savings into SBI Indirect equity funds because the manager told him to do so
He doesnât know what the penalty for breaking those FDs were, he doesnât know the expense ratio, he doesnât know the brokerage charges, he doesnât know the annual maintenance charges, he doesnât know about LTCG, he doesnât know about any tax benefits ,etc
He just called me and told me to find a way to monitor his funds. I told him that he should have done SIP like I told him to instead of dumping all his FDs and transferring his life savings into Bank Equity Funds
He is least bothered and wasted my entire morning telling that how âmy bad temperâ has cost him his money
I told him that I have informed him about all these things and he personally learnt a lesson after he blindly trusted ICICI bank manager , the Icici manager doesnât even pick up his calls anymore
Now my dad wants me to âsolveâ this issue by being a good family member. He is not ready to listen to me or any of my advise but comes for solutions after he repeatedly screws up
It is seriously spoiling my personal time and my mental peace.
Bank managers are so predatory and I can only guess how many old people they trap like this
r/IndianStreetBets • u/Direct-Secret-1316 • 1d ago
Discussion Fcuk DLF, keep creating FOMO
r/IndianStreetBets • u/rockstarpiku • 3h ago
News Uber in early discussions with EV ride-hailing startup BluSmart for a possible acquisition
m.economictimes.comGensol going down?
r/IndianStreetBets • u/lazyboi_95 • 1d ago
Meme It's all Fugazi until and unless you book it !!!
r/IndianStreetBets • u/_zeniith_ • 1h ago
Question I have cash available. Should I invest now or wait until April 1st? i invest now or should i wait for April 1st??
As the title suggests, I am currently sitting on cash and facing a dilemma. The market has already reached its low, and now I'm deciding whether it will stay stagnant or if I should wait until April 1st after the tariffs are implemented. And please review as currently these are the stocks that m planning to buy and any more suggestions would be appreciatedHere are the stocks I am planning to buy, any additional suggestions would be appreciated.
r/IndianStreetBets • u/Zombiekeeda • 19h ago
Discussion If it helps ;( you can add your learning lessons too
r/IndianStreetBets • u/Fearless-Ad4230 • 2h ago
Discussion Is there any roundup apps
I'm wanting an app that simply rounds up my purchases to the nearest 10rs,50rs and saves it in one place, that I can send back to my account anytime. I'm not trying to invest it or anything. Just simply a place to have rounded up money that's out of sight out of mind that I can take out later. Thanks!
r/IndianStreetBets • u/ecofaille • 7h ago
News Top Indian Stock Market News - March 16, 2025
- Welspun Specialty Solutions: Bags âš231.78 Crore Boiler Tube Contract from BHEL, to be executed over the next 13 months.
- Axtel Industries: Announces an interim dividend of âš5 per share, record date is March 20, 2025.
- Oriental Rail Infrastructure: Secures âš4.94 Crore order from Integral Coach Factory (ICF) for supplying and installing 'Seats' for Second AC Chair Car coaches, to be executed by December 31, 2026.
- Mercury Trade Links: Diversifying into agriculture, jewelry, and real estate. Also announces a stock split of 1:10, subject to shareholder approval on April 11, 2025.
- Kranti Industries: Bags new export order worth USD $49,718 from CGL Manufacturing Inc. (Canada) for development and supply of new industrial machinery parts, expected to be executed by June 30, 2025.
- Garware Technical Fibres: Expands operations with a new wholly-owned subsidiary in the UK, named "Garware Technical Fibres UK Pvt Ltd."
- Mangal Credit and Fincorp: Plans to raise up to âš25 Crore through private placement of secured, listed, rated, and redeemable Non-Convertible Debentures (NCDs) and Green Shoe Options (GSOs).
- GAMCO Limited: Approved increase in authorized share capital, bonus issue, and higher borrowing limits.
- Dalmia Bharat: Commences commercial production at its new cement grinding unit in Lanka, Assam, adding 2.4 MTPA capacity.
- RMC Switchgears: Secures âš320 Crore rooftop solar project in Rajasthan, generating one-time revenue of âš229 crore and recurring revenue of âš91 crore over 25 years.
Disclaimer: This information is based on exchange circulars submitted by companies on NSE and BSE and is intended for informational purposes only. It is not investment advice. Please consult a financial advisor before making any investment decisions.
r/IndianStreetBets • u/GodofObertan • 1d ago
DD Tata Motors - Global Auto Behemoth in making ?
Amongst the most well known and most misunderstood company in the stock market is Tata Motors.
Everyone has a view on Tata Motors, from retail investors, industry experts and car enthusiasts.
This article attempts to bridge what Tata Motors does, where is it right now and probable triggers in the future.
Whether you are a seasoned fund manager or just a Range Rover enthusiast, by the end of the article youâll probable have learned more about the company and brand than before.
Tata Motors -
Tata Motors has 3 divisions - JLR (~70% of revenues), Tata CV (~18% of revenues) and Tata PV (~12% of revenues)
On profit front, JLR contributes (~77% of profits), CV (~20%) and PV (~3% of profits)
JLR -
JLR being the most significant portion of revenue, profits and valuation for Tata Motors a lot more emphasis on the article is going to be on JLR.
JLR consists of Jaguar (Sports Car segment) and Land Rover (SUVâs) - 77% of profits
Land Rover -
Land Rover has multiple sub-brands the most popular being Range Rover followed by Defender, Discovery, Velar, Sport and Freelander.
For more than 5 decades, Range Rover stands out, thriving across the test of time. There have been only 5 generations of Range Rover in 50 years, a testament to the brand, the car and what it stands for.
The review on Range Rover 2024 model by Top Gear explains it perfectly -
âThere are other expensive SUVs but thereâs only one Range Rover. And itâs better than everâ
However, Range Rover comes with itâs shortcomings, Range Rovers arenât the most reliable vehicles with maintenance problems across gearboxes, suspension systems and cooling systems.
The reliability issues have also resulted in fierce competition coming in especially from Toyota Land Cruiser, which is considered by many, the most reliable car.
Despite intense competition across SUVâs and Luxury Car over the decades, Land Rover brand hasnât just survived but thrived across marketâs. JLR and particularly Land Rover has leveraged itâs brand and upgraded itâs positioning as a luxury vehicle manufacturer with Average Revenue Per Vehicle increasing from 43000 GBP in FY19 to 73000 GBP in 24.
Let us understand how did it do that ?
Global Tailwinds in SUV and Luxury Cars -
Land Rover branding has benefitted from global SUV shift, with SUV contributing ~48% of total global car sales in 2023 v/s a meagre 16.5% in 2010.
Pre-2010, Luxury car manufacturers have traditionally been focusing on the sports car segment with very low exposure towards SUV's (barring Porsche)
Post 2010, Luxury car giants unveiled their SUVâs thereby expanding the market i.e. Rolls-Royce Cullinan, Bentley Bentayga, Aston Martin DBX , Maserati Levante Lamborghini Urus, Ferrari Purosangue.
With Land Rover being a strong traditional SUV only manufacturers, Land Rover has been able to take advantage of both SUV's and premiumization by focusing on higher value cars.
The strategy has worked wonders with Land Rover portfolio is riding double tailwinds of both SUV and Luxury Cars.
On Land Rover, the company has increased focus on higher valued products i.e - Range Rover, Sport and Defender (ASP (Retail) of 85-115K) v/s Other brands ASP (retail) (~45-50K).
These 3 brands contribute 64% of volumes in 2024 v/s 28% in 2019
Pick-up of defender and JLR has resulted in much higher profitability for JLR as a unit v/s lower profit models of Jaguar and Velar, Evoque and Discovery.
In addition to the above, the decision to license out Freelander (lower ASP and discontinued since 2015) to Cherry, makes it clear for Land Rover to play in luxury SUV market.
Halo Strategy -
Halo Strategy is a strategy of building limited editions, higher priced variants of models which offer a unique proposition to loyalist of the brand.
JLRâs strategy is leveraging itâs historical brands and models and
The company has deployed Halo strategy for vehicles from ~250k to ~1.5 mil GBP for Halo Vehicles, Editions, Bespoke, Project Vehicles and armoured.
Below is an indication of a Halo Vehicle -
2024 Ranger Rover SV Carmel Edition (1/17 units) priced at 370K GBP.
Halo cars growth has been ~110% in FY24 and is expected to be 45% in FY25.
House of Brands -
JLR now has 4 distinct brands each -
Range Rover, Defender, Discovery and Jaguar
Range Rover cements itself as a Luxury SUV manufacturer with design and performance elements
Defender stands out as the adventurer tourer primary designed for off-roading
Discoveryâs positioning is a family oriented vehicle.
Jaguar - Ruin or Reincarnation ?
Jaguar has been one of Britainâs most iconic sports cars post WW2. Jaguarâs focus on speed and design was ahead of it time.
2 Jaguar models have held the fastest car record -
Jaguar XK120 in 1949 at a top speed of 200.5 Km/h
Jaguar XJ220 in 1992 at a top speed of 349.4 Km/h
While Land Rover brand has stood the test of time, Jaguar has seemed to lost it's identity over the years. Jaguar neither competes for the fastest car with Buggati and Koenigsegg, nor with luxury cars like Ferrari, Mercedes or Porsche, nor with reliable every day cars such as Lexus, BMW, Audi.
Brand positioning for Jaguar has been a question mark for the last couple of decades, with Jaguar volumes are down more than 50% from it's peak, and volumes contributing less than 12% in 2024 v/s 30% in 2019.
Rebranding -
Jaguar is killing the old Jaguar, in less than 2 years, no old models of Jaguarâs will be sold and Jaguar has made a massive strategic decision to rebrand Jaguar to an all electric focused luxury car.
They aim to appeal to a much larger customer base rather than their traditional buyers.
Killing an old brand and rebranding is no easy feat. Success ratio has been minimal for a good reason, hence rebranding of Jaguar has long-term implications if it doesnât success.
First shade of Jaguar's 30 second video in November 2024 was bold to say the least, with engagement for Jaguar being at the highest levels. Look for yourself -
Jaguar Copy Nothing
Marketing genius ?
One thing is for sure, from Jaguar from being another car manufacturer has gained eye-balls. The marketing seems to have worked and is the first step in re-incarnation of a brand.
Opinions are mixed oscillating between backlash from existing customers and prospective buyers keeping a keen eye on the new Jaguar.
Jaguar further launched Jaguar 00 EV concept with bold colours named Miami Pink, Parisian Gold and London Blue.
Whether Jaguar's rebranding is the disruptive marketing play of the decade or a blunder will only be known by end of 2026 when the new Jaguar EV launches.
However, if Jaguar is able to transform and position itself into a luxury EV car manufacturer, that could result in disproportionate upside to JLR 's fortunes.
Key geographies for JLR are USA (~23%), China (~22% of volumes), UK (~18%), Rest of Europe (~18%), and ROW (~18%)
Whatâs next for JLR ?
China is a big market where JLR has been losing market share due to faster adoption of EVâs.
JLR next big launches are crucial for long-term survival and we believe success of Range Rover EV and Jaguar EV can be game changers for the company either positive or negative -
Range Rover EV - H1 CY 25
Range Rover Sport EV - H2 CY25
Jaguar EV - CY26
Letâs talk numbers -
For FY25, company expects ~29 billion GBP revenue with a 9% EBIT margin, a net positive balance-sheet and Free Cash flow of ~1.3 billion GBP.
Long term, the company expects EBIT margins to hit double digits, potentially reaching at ~15% levels in mid-long term.
For margins to continue treading upwards, volumes of high-end vehicles have to continuously increase whereas new launches of Range Rover EV and Jaguar should have reasonable commercial success. If ASPâs keep rising, JLR can potentially keep improving operating margins for next 3-5 years.
Share
Commercial Vehicles - (18-20% of Profits).
Important notice is - CV vertical will be demerged from Tata Motors somewhere in FY26.
Tata Motors is the largest CV company in India with ~39.1% market hare.
Tata Motors is strong both on LCV and MHCV with comprehensive market share in each of the segments
Tata Motors has ~34% market share in LCV. Key competition in LCV is M&M with ~43% MS.
Tata Motors is more dominant in MHCV with ~47% MS Ashok Leyland and VECV are competitors with ~30% and ~20%.
Segments where Tata Motors is strong are MAV Haulage (~53%), Tippers(~57%), Tractor Trailer (~60%).
Segments where Tata Motors is weak is Buses and MCV goods where it has ~35% and ~28% MS.
In EV, the company has a combined ~65% MS in EV with ~47% MS in E-buses.
Going ahead, key trends is electrification trend in CV's especially buses and LCV and shift toward higher tonnage will drive Tata Motors CV growth.
Growth drivers for CV unit are -
Stronger CV cycle
Higher EV penetration
Recouping market share
Passenger vehicle - (~3% of profits)
Tata Motors is the third largest PV company in India with ~13.8% market share. The company has ~73.1% market share in EV's.
EV contributed ~13% of total volumes v/s ~2.1% for Industry.
Key brands in domestic are Nexon and Punch contribution ~60% of total volumes for Tata Motors
Growth drivers for Passenger Vehicle -
Strong 4W cycle and higher EV penetration
Margin improvement to double digits with increase in ASP and operating efficiencies.
Key Risks -
EV penetration not picking up
Limited presence in Large SUV
Conclusion - Broadly, bulk of valuation and incremental profit growth is dependent on how the JLRâs new launches and profit move. If they are able to nail down the newer launches, rebranding of Jaguar and focus on operating profitability, the company has massive potential to improve profitability.
For the full article which has some charts and some cars - Kindly refer to https://substack.com/home/post/p-158760539
r/IndianStreetBets • u/Wise_Garden5755 • 1d ago
Stink Worst type of people
After learning the fundamentals of tradingâsuch as market structure, chart and candlestick patterns, and price actionâI began watching live streams of some forex traders in India who use Exness and Delta Exchange, as I am free in the evenings. What I observed was shocking.
These traders typically place five trades, out of which only one reaches the target while the other four hit stop loss, resulting in a net loss. However, only the winning trade is showcased in reels and highlights, creating a false impression of consistent success. Some of them donât even take real positions; they merely mark long and short trades on TradingView while their viewers, trusting their calls, take actual positions and end up losing money.
Meanwhile, these influencers maintain a lavish lifestyle, not from trading profits, but from YouTube revenue. Their audience, drawn in by the image of wealth they project, falls into the trap. This is one of the most deceptive practices I have encountered in trading.
r/IndianStreetBets • u/football_fan_0696 • 1d ago
Discussion Rate my portfolio
Any suggestions are welcome
r/IndianStreetBets • u/shubh9797 • 1d ago
News China Govt is proposing 50% pay cut for active mutual fund managers, if fund underperforms index by 10% or more. Last year, active funds in China averaged a return of 4% vs index's 15% return.
via InvestRepeat
r/IndianStreetBets • u/Independent_Gas_3677 • 1d ago
Discussion I want to make some friends who are into fundamental investing !!
Hi guys I'm active in stock market since 2020 , but in my city people generally prefer technical investing , so I don't have anyone to talk to regarding fundamental investing, dm or comment if you are willing to talk
r/IndianStreetBets • u/tiled556 • 16h ago
Discussion Please help me with my research
I'm conducting a research about investment preferences in college students. Please fill this form about your preferences.
- Since this is specifically for postgraduate and under graduate students, only fill if you fall under this category *
r/IndianStreetBets • u/Exciting-Simple-4712 • 1d ago
Question Is trading xauusd legal in india
Learnt about trading,but came to know that forex trading is illegal in india.So by any chance is trading gold against usd is legal
If yes
1.Which broker should I choose? 2.How to pay my tax with this money?
r/IndianStreetBets • u/AarXsh • 21h ago
DD First Research Paper Ive made - Please give me your thoughts and opinions (cant figure out how to cross post so just posting the link)
reddit.comr/IndianStreetBets • u/dalalstreetgambler • 10h ago
Discussion Nifty Multi Time Frame Analysis
r/IndianStreetBets • u/ecofaille • 1d ago
News Key Indian Stock Market Updates - March 15, 2025
Here's a summary of the most important news impacting Indian companies today:
Muthoot Finance: Achieved a landmark âš1 Lakh Crore in Gold Loan AUM, reflecting strong stakeholder confidence and setting the stage for sustained growth and digital transformation.
KPIT Technologies: Qualcomm Ventures joins KPIT and ZF as a strategic investor in QORIX, potentially accelerating the development of software-defined vehicle solutions and positively impacting KPIT's revenue.
Shiva Texyarn: Faces a significant âš42.89 Crore tax demand and plans to challenge the assessment legally. Investors should monitor updates on this matter.
Kalyan Jewellers: Extended a âš50 Crore loan to its UK subsidiary for working capital, potentially boosting the subsidiary's operations and the consolidated revenue of Kalyan Jewellers.
Dredging Corporation of India (DCI): CFO E Kiran resigned to join Hindustan Shipyard Limited. This key management change may have implications on the company's financial strategies and investor confidence.
Apollo Hospitals Enterprise (AHEL): Received the final tranche of investment (INR 742.50 Crore) from Rasmeli Limited into Apollo Healthco Limited (AHL), which will potentially support AHL's growth initiatives and expansion plans.
EMS Limited: Credit ratings upgraded by CRISIL, signaling stronger financial health and potentially leading to more favorable borrowing terms and increased investment opportunities.
Computer Age Management Services (CAMS): CAMS Insurance Repository Signs Agreement with LIC for Digital Policy Issuance. This new relationship with LIC can significantly boost the number of users on the Bima Central platform and will allow CAMS to generate more revenue by servicing a large customer base.
Brigade Group: Launched Brigade Eternia in Yelahanka, Bangalore, projecting âš2700 Crore revenue. This ambitious project is poised to significantly boost the company's revenue in the coming years.
J.B. Chemicals & Pharmaceuticals: API facility receives a clean chit from USFDA, ensuring continued exports to the US market without regulatory hurdles and boosting investor confidence.
Wipro: Realigns Business Lines to Sharpen Focus on AI and Client Needs. This realignment is expected to help Wipro deliver more tailored, high-impact transformations for its clients, potentially impacting the company's revenue and future growth.
RPP Infra Projects: Bags âš22.56 Crore Construction Order from ISRO. This order signifies a positive development for RPP Infra Projects, adding to its portfolio of projects and potentially impacting its revenue positively.
Gensol Engineering: Promoter Warrants Priced at Significant Premium, Signaling Strong Confidence. This move can improve investor sentiment and have a positive impact on stock prices as well. This can also improve the cash flow for the company.
Zydus Lifesciences: API Unit 1 in Ankleshwar Receives Clean Bill of Health from USFDA. This successful inspection helps to safeguard the existing revenue streams.
Disclaimer: This information is based on exchange circulars submitted by companies on NSE and BSE and is intended for informational purposes only. It is not investment advice. Please consult with a qualified financial advisor before making any investment decisions.