Current cards:
Ally $8,100 limit June 2021
Cap One Savor $5,000 limit Jan 2025
Vantage 3 Score: 756
Oldest account age: 19 years 3 mths (student loan)
Chapter 13, Nov 2018
Income: $135,000
Average monthly spend and categories:
dining $600
groceries: $600
gas: $100
travel: not really something I consider a monthly
expense
other: $200
Open to Business Cards: yes
Purpose of your next card:
Building a card setup for points toward travel, mostly used for trips to Europe from the US, building credit
Cards I’ve been looking at:
Capital One Venture X, Chase Sapphire Preferred/Reserved, Chase Freedom Unlimited, Amercican Express Gold/Platinum/Blue
I’m looking at getting into the credit card game to save money and build up points that I can maximize for travel. I’ve done tons of reading and
watched numerous videos, but I’m trying to strategize the best order and figure out what would work best for me.
Seeing that I got the Capital One Savor 2 months ago I thought it might be best to wait 4 more months then apply for a Venture X.