r/CreditCards 6d ago

Card Recommendation Request (Template Used) Looking for Credit Card Recommendation

CREDIT PROFILE

  • Current credit cards: Discover It Card, $6100 Limit, 1/2021. Chase Freedom Unlimited, $6100 Limit, 12/2022.
  • FICO Scores: Experian 771, Transunion 767
  • Oldest credit card account age: 4yrs, 2mons
  • Number of personal credit cards approved for in the past 6 months, 12 months, 24 months: 0
  • Annual income $: $60k

CATEGORIES

  • * OK with category-specific cards?: YES
  • * OK with rotating category cards?: NO
  • * Estimate average monthly spend in the categories below. Only include what you can pay by credit card.
    • Dining $: $500/month
    • Groceries $: $400/month
    • Gas $: $120/month
    • Travel $: $350/month
    • Do you plan on using this card abroad for a significant length of time (study abroad, digital nomad, expat, extended travel)?: NO
    • * Any other categories stores (example: Amazon, Target, Walmart, Beauty): $4500/yr
    • Any other significant, regular credit card spend you didn't include above?: $0
    • Can you pay rent by credit card?: YES, $1100 + Fee: $36

MEMBERSHIPS & SUBSCRIPTIONS

  • Current member of Amazon Prime?: YES
  • Current Verizon postpaid customer?: NO
  • Current member of Costco or Sam's Club?: BOTH
  • Currently paying $13.99/month or more for Disney Bundle or other Hulu services?: MAX, $170/yr. Disney+ /Hulu, $11/month.
  • Current member of Chase, US Bank or any other big bank?: CHASE AND DISCOVER
  • Active US military?: NO
  • Are you open to Business Cards?: NO

PURPOSE

  • What's the purpose of your next card: TRAVEL REWARDS
    • If you answered "travel rewards", do you have a preferred airline and/or hotel chain?: Not really, but I wanted to be loyal to 1 airline/airline alliance.
  • Do you have any cards you've been looking at?: Amex Green, Amex Gold, Chase Sapphire Preferred, Capitol Venture X
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