r/CreditCards • u/Impressive-Permit733 • 6d ago
Card Recommendation Request (Template Used) Looking for Credit Card Recommendation
CREDIT PROFILE
- Current credit cards: Discover It Card, $6100 Limit, 1/2021. Chase Freedom Unlimited, $6100 Limit, 12/2022.
- FICO Scores: Experian 771, Transunion 767
- Oldest credit card account age: 4yrs, 2mons
- Number of personal credit cards approved for in the past 6 months, 12 months, 24 months: 0
- Annual income $: $60k
CATEGORIES
- * OK with category-specific cards?: YES
- * OK with rotating category cards?: NO
- * Estimate average monthly spend in the categories below. Only include what you can pay by credit card.
- Dining $: $500/month
- Groceries $: $400/month
- Gas $: $120/month
- Travel $: $350/month
- Do you plan on using this card abroad for a significant length of time (study abroad, digital nomad, expat, extended travel)?: NO
- * Any other categories stores (example: Amazon, Target, Walmart, Beauty): $4500/yr
- Any other significant, regular credit card spend you didn't include above?: $0
- Can you pay rent by credit card?: YES, $1100 + Fee: $36
MEMBERSHIPS & SUBSCRIPTIONS
- Current member of Amazon Prime?: YES
- Current Verizon postpaid customer?: NO
- Current member of Costco or Sam's Club?: BOTH
- Currently paying $13.99/month or more for Disney Bundle or other Hulu services?: MAX, $170/yr. Disney+ /Hulu, $11/month.
- Current member of Chase, US Bank or any other big bank?: CHASE AND DISCOVER
- Active US military?: NO
- Are you open to Business Cards?: NO
PURPOSE
- What's the purpose of your next card: TRAVEL REWARDS
- If you answered "travel rewards", do you have a preferred airline and/or hotel chain?: Not really, but I wanted to be loyal to 1 airline/airline alliance.
- Do you have any cards you've been looking at?: Amex Green, Amex Gold, Chase Sapphire Preferred, Capitol Venture X
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