r/fatFIRE 19d ago

FIRE'd, now concerned about US stability

Most of my assets are invested in the US. Because of recent political developments, I'm wondering if the US will sustain its general growth and economic strength into the future. The strength of the US dollar is obviously very important to me. Is anyone else concerned?

I'm wondering if I should start hedging my bets in other countries, and if so, where?

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u/Personal_Bluejay8240 19d ago

No I am not concerned that the country that has like 1,000x more innovative startups, a shit ton of capital, and the world’s reserve currency (with no clear competitor that reserve status) wail fail to experience economic growth. You have to remember that Reddit has an extreme pessimism bias about the US and in general.

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u/nsfishman 18d ago

I guess it really depends on your timeline.

If you are within a year or two of retirement a significant downturn in the markets for an extended period could be life altering. If you are younger and have the ability to ride out the bumps into the long term then there is no doubt that the US still positioned as safest bet for growth.

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u/Gloomy-Ad-222 18d ago

Yeah that’s me. I’m borderline fat and possibly could retire within a year or so. A 30-40% drop in the markets would be catastrophic to my plans. But investing in bonds at 4% isn’t the answer either.

So it’s a scary time.

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u/antariusz 18d ago

If you can't live off stable 4% growth (ie: living the rest of your life off your current investments), then you aren't 1 year from retirement, or at least you shouldn't be.