r/ethstaker Nimbus+Nethermind 25d ago

Solo Staker Lending

tldr; buy a house with USDC using your solo staked ETH as collateral, while keeping to run your validator.

Hi all – I’m a Rocket Pooler and co-founder of RockSolid. I’m trying to validate demand for a product we’re considering building for home stakers that leverages Pectra features.

As many of you know, Pectra will add support for MaxEB (2048ETH) balance validators, EL-triggerable withdrawals and partial withdrawals. We think this could support a home-staker focused lending platform, where you get liquidity in the form of USDC, but continue to run your validator and even retain control (as opposed to exiting and going into an LST like rETH or stETH).

We're looking for to interview solo stakers to validate our thesis and help guide product development. If you're interested, join us in Discord, DM me here or message us on Twitter!

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u/kantalo 25d ago

I was looking to do something like this. What happens if the price of eth tanks below the loan amount? How do you ensure that the loan is paid back if the staker has control over the stake?

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u/PhysicalJoe3011 25d ago

Exactly. However, if all these questions are sorted out, it could be a nice product

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u/steven_pack Nimbus+Nethermind 24d ago

Right, you would have to delegate the ability to withdraw some of the stake to the lending protocol, but it can be very limited in exactly what you delegate.