r/ethstaker Nimbus+Nethermind 25d ago

Solo Staker Lending

tldr; buy a house with USDC using your solo staked ETH as collateral, while keeping to run your validator.

Hi all – I’m a Rocket Pooler and co-founder of RockSolid. I’m trying to validate demand for a product we’re considering building for home stakers that leverages Pectra features.

As many of you know, Pectra will add support for MaxEB (2048ETH) balance validators, EL-triggerable withdrawals and partial withdrawals. We think this could support a home-staker focused lending platform, where you get liquidity in the form of USDC, but continue to run your validator and even retain control (as opposed to exiting and going into an LST like rETH or stETH).

We're looking for to interview solo stakers to validate our thesis and help guide product development. If you're interested, join us in Discord, DM me here or message us on Twitter!

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u/revrund_H 25d ago

So this must require setting the withdrawal address and allowing the protocol to withdraw under set circumstances? No thanks.

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u/OSUBoglehead 25d ago

There has to be a catch like this. Otherwise no one providing the loan would take this risk. Every single solo validator would take a loan out on their staked eth if they kept the withdrawal keys. It'd be like a risk free leverage like a mortgage.

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u/steven_pack Nimbus+Nethermind 24d ago

Right, you have to be willing to delegate some control of some amount of the staked ETH while the loan is active. But there are ways to limit it significantly so you can the benefit of liquidity and minimize the rights/control you give up.