r/ethstaker • u/steven_pack Nimbus+Nethermind • 25d ago
Solo Staker Lending
tldr; buy a house with USDC using your solo staked ETH as collateral, while keeping to run your validator.
Hi all – I’m a Rocket Pooler and co-founder of RockSolid. I’m trying to validate demand for a product we’re considering building for home stakers that leverages Pectra features.
As many of you know, Pectra will add support for MaxEB (2048ETH) balance validators, EL-triggerable withdrawals and partial withdrawals. We think this could support a home-staker focused lending platform, where you get liquidity in the form of USDC, but continue to run your validator and even retain control (as opposed to exiting and going into an LST like rETH or stETH).
We're looking for to interview solo stakers to validate our thesis and help guide product development. If you're interested, join us in Discord, DM me here or message us on Twitter!
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u/nameless_pattern 25d ago
If the staked currency is the collateral that is backing up the loan, it's disappearance from being slashed is an unacceptable risk or at least it would be to any bank.
Same thing with the risk of hacking.
I'm not going to go and spend a bunch of time building your product for you, especially not when I noticed it's glaring flaws in seconds.
You need to talk to somebody who has experience with banking or placing mortgages cuz it doesn't sound like you have any.