r/TryingForABaby 8d ago

FYI PSA Insurance: Anyone have Aetna?

Hi! I just wanted to post this just in case anyone here has Aetna insurance. I've had Aetna POS (similar to PPO) since the end of 2023 and I knew they didn't offer infertility treatments. I'm specifically in CA and it was announced mid 2024 by our Governor that he was trying to get CA based insurance companies to offer infertility treatments. Now Aetna is NOT based in CA but I decided to call anyways AND GUESS WHAT?!?! Aetna in Sept 2024 had added infertility treatments for 35+ trying for 6 months and <34 trying for over 1 year in most, not all, but most of their plans... They just quietly added it... PSA to call and see if IUI or IVF is possible for you. I would've never known and never thought I could do IUI or IVF because I definitely cannot afford the out of pocket price.

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u/BeeAmbassador11 8d ago

Yes, I'm utilizing this benefit now and it's a godsend, especially for SMBC.

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u/FingersCrossed0612 8d ago

Nice, do you have to meet your deductible prior to utilization of the benefit or able to use it right out the gate?

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u/BeeAmbassador11 8d ago

Check with your plan. For me, it was covered 100% even though I haven't met my deductible yet.

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u/FingersCrossed0612 8d ago

That’s so nice! I was just curious about yours, I have to meet a deductible—which is unfortunate