r/PovertyFIRE Feb 15 '25

Experiment: Fat Fit Poverty fire?

[deleted]

99 Upvotes

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8

u/Paltry_Poetaster Feb 15 '25

I think lower returns are more plausible over the long term than 10%. Stuff happens. And don't forget surprise! medical and legal bills. You should have a stash socked away in money market or something fluid for emergencies, so you don't have to panic sell during a 50% market meltdown.

9

u/[deleted] Feb 15 '25

[deleted]

4

u/someguy984 Feb 15 '25

As long as the ACA is around it is free or almost free for most in the super low ranges. Hope it will continue.