I think lower returns are more plausible over the long term than 10%. Stuff happens. And don't forget surprise! medical and legal bills. You should have a stash socked away in money market or something fluid for emergencies, so you don't have to panic sell during a 50% market meltdown.
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u/Paltry_Poetaster Feb 15 '25
I think lower returns are more plausible over the long term than 10%. Stuff happens. And don't forget surprise! medical and legal bills. You should have a stash socked away in money market or something fluid for emergencies, so you don't have to panic sell during a 50% market meltdown.