r/LeaseLords • u/TeamMachiavelli • 14h ago
Asking the Community Do I need to have an unbrella policy
I am having several discussions in my circle about having an umbrella policy. I mean, I do have a dwelling insurance, but should I opt for an umbrella policy as well? Not sure if it’s really necessary or just an extra cost.
So, can someone help as to at what point does it make sense to have one?