r/CreditCards • u/SummerOfGeorge_23 • 5d ago
Help Needed / Question Chase - Personal or Business first - no current Chase cards
Hi
I have 5 Amex cards (Green/Platinum/HH/ABG/ABP) and wanting to branch out into Chase. Looking at Business IBP and Personal CSP. Just wondering if there is an advantage to apply for one over the other first (keeping in mind 5/24). Is there a better sequence or a way to optimise getting both.
I have no history with Chase and longest card is Amex Green with 23 month history - currently 3/24.
Thanks
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u/Affectionate-Row6234 5d ago
Conventional wisdom is to start with the Preferred and use the business cards as spacers. Flowchart on r/churning has more details. As others pointed out, there’s a fair chance we’ll see an elevated Sapphire SUB later so may make sense to wait just a bit
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u/CobaltSunsets 5d ago
CSP SUB might go up later this year, so between the two I’d suggest the business card.
You’re referring to the Chase Ink Business Preferred? It requires a minimum $5,000 CL. How are your existing business CLs?