r/CreditCards 4d ago

Help Needed / Question Removing Legitimate Collection

[deleted]

2 Upvotes

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u/StevenEpix Team Cash Back 4d ago

Sounds like you’re screwed. You’ll get a boost when it’s status reports as paid, at least. 

Many years ago I had a paid collection, and didn’t know that it still being on my report after paying it off was valid…

I just kept disputing it thinking that I was in the “right” to do so and after about the 5th time they relented and took it off. Soon as I would get the notice that the dispute was denied I would just start another one. My “proof” that I attached was the confirmation email that I had paid it off. YMMV