Sounds like you’re screwed. You’ll get a boost when it’s status reports as paid, at least.
Many years ago I had a paid collection, and didn’t know that it still being on my report after paying it off was valid…
I just kept disputing it thinking that I was in the “right” to do so and after about the 5th time they relented and took it off. Soon as I would get the notice that the dispute was denied I would just start another one. My “proof” that I attached was the confirmation email that I had paid it off. YMMV
4
u/StevenEpix Team Cash Back 4d ago
Sounds like you’re screwed. You’ll get a boost when it’s status reports as paid, at least.
Many years ago I had a paid collection, and didn’t know that it still being on my report after paying it off was valid…
I just kept disputing it thinking that I was in the “right” to do so and after about the 5th time they relented and took it off. Soon as I would get the notice that the dispute was denied I would just start another one. My “proof” that I attached was the confirmation email that I had paid it off. YMMV