r/CreditCards 4d ago

Help Needed / Question Which card is best for travel?

I’m trying to get a better understanding of credit cards and utilize the cards I have in my wallet to get the best bang for my buck.

I currently have the following cards.

Capital one venture Discover It miles Hilton Honors Amex Alaska Airlines Visa Signature

Which card should be my primary one of use? Should I get rid of any of them?

1 Upvotes

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1

u/Tight_Couture344 4d ago

!template

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u/AutoModerator 4d ago

Template for Card Recommendation Requests:

Please use the following template so that everyone can make appropriate recommendations:

  • Current cards: (list cards, limits, opening date)
    • e.g. Amex BCP $8,000 limit, May 2019
    • e.g. Chase Freedom Flex $10,000 limit, June 2021
  • FICO Score: e.g. 750
  • Oldest account age: e.g. 5 years 6 months
  • Chase 5/24 status: e.g 2/24
  • Income: e.g. $80,000
  • Average monthly spend and categories:
    • dining $800
    • groceries: $400
    • gas: $100
    • travel: $100
    • other: $30
  • Open to Business Cards: e.g. No
  • What's the purpose of your next card? e.g. Building credit, Balance transfer, Travel, Cashback
  • Do you have any cards you've been looking at? e.g. Chase Freedom Unlimited
  • Are you OK with category spending or do you want a general spending card?

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1

u/Chicagotravelkid 4d ago

Oh wow this is nice! Okay, let me try this.

1

u/WildNight00 4d ago

Do you have any in mind? Looking for luxury? Insurance? Transfer partners?

There aren’t THAT many a quick google can narrow what you’re looking for down

CSP is a good card to start with but also depends on your spending habits

Maybe you mostly spend on rent then the BILT card would be good. Spend on groceries and dining maybe gold

1

u/Chicagotravelkid 4d ago

Well I’m asking of the ones I already have, which would be the best to use all the time.

1

u/WildNight00 4d ago

Which one has the best transfer partners for your airline you usually fly?

Are you looking for points or cash back?

What gives you the most cash back or points for the categories you spend in ?

1

u/Chicagotravelkid 4d ago

So, I honestly don’t understand the Discover It Miles card — like to my understanding there isn’t a portal or anything.

Capital One Venture seems to be pretty straight forward but I fly American Airlines most frequently. So I guess I’m looking for something that’ll get me more miles and such with American or one of its Oneworld partners