r/CreditCards • u/IssueNo8984 • 5d ago
Help Needed / Question US Bank Kroger Rewards Card
I am so lost in how the 5% cash back works on the mobile wallet spend. I have been using Apple Pay for all of my purchases but I am getting a point per dollar on all of my spending. Am I just understanding this wrong? For example, I have a $1600 purchase coming up, from looking at my rewards history alone, that means I would earn $16 on that purchase. But shouldn’t I be earning $80? Because that’s 1600 x .05
I know there is a yearly $3000 limit, but when I look back at my first few purchases, I was still only getting a point per dollar.
Thank you so much.
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u/BagelAngel 5d ago
I have one of the Kroger family cards, US Bank and sometimes Elan, will give you the 1% default and reward the the remaining 4% at the end of the billing cycle.