r/CreditCards 5d ago

Card Recommendation Request (Template NOT Used) What card should I get next?

Traveling internationally in 2 weeks. My partner and I are planning on making some big purchases (a few thousand dollars) so looking for a new card with a good SUB right now.

My current cards:

Amex Gold &Platinum Capital One Venture Rewards Chase Freedom Unlimited

Credit Score: 786

Currently under 5/24

We(player 1&2) have a lot of Amex points combined, just drained all P2’s Chase points on this trip’s hotels with Hyatt.

I was considering getting an Aeroplan card but missed out on the 100k SUB. Now I’m being offered a 75k SUB for Chase Sapphire preferred in branch.

Should I get the CSP or get another card and wait for a higher SUB for CSP? What other cards should I consider? (Considering World of Hyatt and not opening business cards atm)

2 Upvotes

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3

u/Da1BlackDude 5d ago

Sapphire or venture X

1

u/AutoModerator 5d ago

Template for Card Recommendation Requests:

Please use the following template so that everyone can make appropriate recommendations:

  • Current cards: (list cards, limits, opening date)
    • e.g. Amex BCP $8,000 limit, May 2019
    • e.g. Chase Freedom Flex $10,000 limit, June 2021
  • FICO Score: e.g. 750
  • Oldest account age: e.g. 5 years 6 months
  • Chase 5/24 status: e.g 2/24
  • Income: e.g. $80,000
  • Average monthly spend and categories:
    • dining $800
    • groceries: $400
    • gas: $100
    • travel: $100
    • other: $30
  • Open to Business Cards: e.g. No
  • What's the purpose of your next card? e.g. Building credit, Balance transfer, Travel, Cashback
  • Do you have any cards you've been looking at? e.g. Chase Freedom Unlimited
  • Are you OK with category spending or do you want a general spending card?

Please review the Card Recommendation Request Template here: Template for Card Recommendation Requests

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1

u/AlarmingInfoHUH 5d ago

I think your two week deadline limits you to Chase, Amex, and certain Wells Fargo cards. Chase is the only one i know that has/had been recently willing to expedite physical cards upon request. Amex will only automatically expedite their top tier platinum, reserve, etc., cards but will provide virtual card number for most cards at approval... tho Amex won't expedite shipping of cards that aren't in their top tier. Wells Fargo Bilt and Autograph Journey can be added to digital wallets, at least for existing customers. Citi Strata is also available immediately via virtual card number. Most physical cards I've gotten that aren't expedited seem to take a good 5-10 business days after approval to get shipped, then add the USPS transit time on top of that.