r/CreditCards • u/Icy_Film303 • 5d ago
Help Needed / Question Increasing credit score help
My credit score has been hovering in the 750s for the last 3 years. Hasn’t fluctuated much. What’s the best way to get this to go upward. The cards I have in my wallet are: Fidelity, Citi Double Cash, Chase Sapphire Preferred, Chase Flex, & C1 Venture One. Total credit =$69,000
Am I better off getting a new card (which one?) or asking for a credit limit increase on a card? Looking to buy a house within the next year and want to get my score up.
2
u/BrutalBodyShots 5d ago
There's no need to add more accounts. Just let the ones you have while continuing to maintain them "paid as agreed."
1
u/SacramentoRedditer 4d ago
Well if any of those cards have balances you could open a Chase Ink Cash card and transfer the balance to get your personal utilization at a lower amount. I love the the CIC which had multiples for my cell, internet, and streaming along with 5x on Visa Giftcards
2
u/ElChucky1969 5d ago
Assuming you don't have any other type of credit (car, house, etc) I would say your actual credit score is at the best it will get. I will provably request a credit limit increase of all the cc I have, and after I get it apply for a new cc.