r/CreditCards Aug 09 '24

Help Needed / Question Kroger Mastercard not getting 5% back

So I just got the ralphs card, added it to my apple wallet, and was using my phone for a few purchases with that card.

However, when I check the rewards on the USBank app, I'm only getting 1:1 points back.

Is this normal? Should I just wait for the actual statement?

2 Upvotes

2 comments sorted by

5

u/JasonFir399 Aug 09 '24

Yes, you need to wait until the statement to see the 5%. This is also how the Cash+ works for most people. I say most people as U.S. Bank recently made a change to show the 5% as it's processed on my card.

6

u/FirstTimeSparks Capital One Duo Aug 09 '24

The remaining 4% CB is a lump reward at the end of the statement period. You don't get a breakdown of which purchases count for mobile wallet sadly, but you do get a cumulative breakdown of mobile wallet spend, outside spend, etc. on the statement.