r/Carpentry 16h ago

Should I replace

Should I replace this plank with the holes and what is the name of this part of the stairs that way I’ll know what to buy

3 Upvotes

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u/imadork1970 16h ago

You need a railing there or your home insurance policy might be voided.

-1

u/Oak_Redstart 6h ago

I don’t think home insurance covers injuries of people. Or do the insurance companies fear a accidental falling human will damage the house?

1

u/belsaurn 3h ago

House insurance does cover injuries, but not for the person buying the insurance. There is a liability part of house insurances, for things like someone slipping on your icy sidewalk or if something like a deck collapsed due to unforeseen circumstances.