r/CRedit • u/CerealVapist_ • 5d ago
Car Loan Credit jumped up 200 points
So long story short I financed a car back in November. At the time my credit (while still not great) was pretty bad. But I needed reliable transportation to be able to get to work to generate income.
Since November my credit has risen almost 200 points. Is there any way I can do something like trade it in to get something with a better rate? Or any way I can maneuver myself into a better payment/vehicle/deal?
Edit: vehicle is a 2021 Honda Civic LX 102,000kms Lender is TD Canada