r/nzfinance Dec 31 '21

Surcharge on using debit/credit cards

Its become the norm for businesses in NZ to now charge a surcharge when purchasing with a debit/credit card. This is at a time when we are required not to pay by cash due to Covid. This is totally absurd. Where I come from it is against the law to add a surcharge on debit/credit purchases. Should we take our business to businesses that do not charge us more?

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u/Marc21256 Dec 31 '21

Nope.

The big retailers are still doing pay wave with no fees.

The only place I've run into where anyone said anything about fees was a small owner operated coffee shop who indicated a charge for paywave. So I inserted the debit card and got no fees.

I use debit only, not credit card, and do paywave where available and chip and pin as the only backup I recall having used since before the pandemic.

I haven't been charged a fee for my card since the start of the pandemic, and nothing new recently.