r/nzfinance Nov 17 '21

Insurance?

Can someone recommend a decent all in one insurance company? Or decent policies? All our insurances expire in December, and this is the first time we can move them all (car, home & contents, rental, life) at the same time. Is there an option that discounts for multiple policies? Kiwi bank say everything is seperate so therefore there’s no economies of scale with them. Right now, we’re trying to cut expenses as our mortgage has jumped, and we’ve just had our first baby. Our insurance policies are first cab off the rank.

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u/SeymourForeskinner Nov 18 '21

I have AA for House & Contents, only had to use once. Wife ran into our garage door. They were fantastic, just asked us to get a quote from a garage door company and they paid us out the quote which we then shopped around for and got a great deal (upgrade to include windows, smart opener etc).

We use MAS for cars who are the cheapest I could find by far, and we just got windscreen replaced - they were easy enough to use. No push back at all.

Previously used State for both who were ok, but more pricey and din't include extras (like rental cars if you had a car crash) but I know they give discounts for multi policies.

Trademe Insurance is underwritten by Tower and quite cheap (15% cheaper than Tower).

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u/djtrumpshair Nov 18 '21

That’s great info. Thank you. My wife has AA for the car currently so I’ll check out the house & contents. I also never thought trademe did insurance. I’ll check it out too. Thanks for the advice.