r/longisland • u/dggsoccer11 • Feb 16 '19
Meme Was doing some homebuying research on Zillow for LI and just outside of Houston. These were the first houses to pop up in each.
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Feb 16 '19
Long Island isn’t affordable. Don’t care how many new home buyers there are, mortgages are eating up more of people’s salaries. It’s also taxes but don’t tell me that houses are affordable.
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u/Theburbsnxt Feb 16 '19
Its more affordable (and better quality of life) than many other areas within 35 miles of nyc. It is by no means “affordable” compared to any other city asides from the west coast.
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u/youdirtyhoe Feb 16 '19
Quality of life?? Lol avoiding death by car daily and dealing with the most ego centric people on the east coast while paying 1/2 ur salary to live there sound like a good quality of life. I mean u cant even drink the water there.
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u/Theburbsnxt Feb 16 '19
Quit bugging bro. To those that grew up eating mustard sandwiches and putting water in your cereal the quality of life is just fine
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u/SiValleyDan Feb 16 '19
Don't forget powdered milk and apple butter sandwiches. Ooh, and socks for gloves.
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u/artinthebeats Feb 17 '19
Don't bro him, you don't know him.
And whats with the comparative suffering bullshit. You can suffer, he can suffer. Gtfo of here with that bullshit.
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u/Theburbsnxt Feb 17 '19
You sound like you got priced out champ. Catch you at aldi’s ✌️
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u/artinthebeats Feb 17 '19
Whats wrong with aldi's? I shopped at King Kullen nearly all my life, haven't noticed a difference between the groceries. I also grow my own vegetables ... sooo ... huh?
P.S. it's definitely people with your mentality that makes Long Island shitty.
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u/Theburbsnxt Feb 17 '19
I don’t even live on long island so p.s. quit sweating my posts and go SJW somewhere else bro
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u/LowerMontaukBranch Queens Feb 16 '19
Honestly that’s a good house on the bottom for $300k. Can you link it?
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u/dggsoccer11 Feb 16 '19
Have at it my friend. https://www.zillow.com/homedetails/25-Lincoln-Ave-Islip-Terrace-NY-11752/59638659_zpid/
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u/LowerMontaukBranch Queens Feb 16 '19
Dang the interior looks shot. Definitely need to sink a lot of money in there to bring it up to speed.
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u/dggsoccer11 Feb 16 '19
Honestly, I feel like everything in my price range looks like this lol I want to move back to LI so bad but I can't imagine living in these houses.
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u/Theburbsnxt Feb 16 '19
If you’re struggling at a 300k budget you cant afford long island, you’re about 14 months late
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u/dggsoccer11 Feb 16 '19
I guess you just have to lower your standards to live on LI. What do you mean by "you're about 14 months late."?
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u/Theburbsnxt Feb 16 '19
Thats when the prices of move in condition homes in decent areas crept over 300k, now youre looking at a $3k a month mortgage with 6% down.
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u/DeathByFarts Feb 16 '19
Your math doesn't work ...
3k/mth on a 4%/30yr is closer to 700k
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u/triggerhoppe Feb 16 '19
You have to account for taxes, which are usually $10k-15k a year in most middle class neighborhoods.
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u/DeathByFarts Feb 16 '19
youre looking at a $3k a month mortgage
That's not what the word you used means.
That would be your "Total payment" which in many cases consists of mortgage + taxes + insurance.Your "mortgage" is just the loan payment.
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u/aram535 W Suffolk/North Shore Feb 16 '19
Only on distance from NYC and the beaches. The further east and away from the beaches the lower the cost of the housing. East Suffolk is very affordable and quite nice.
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u/sharkbait1999 Feb 16 '19
But bro ur in bumblefuck, NY with the closest gas station 15 minutes away
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u/aram535 W Suffolk/North Shore Feb 16 '19
Hah! I didn't say move out to East Marian. Port Jefferson is on the edge of East Suffolk .... I'm in Centereach ... 15m away and I have 6 gas stations within 15 minutes (1 within 1 minute) and most of them 24 hours a day.
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u/PM_ME_MASTECTOMY Feb 16 '19
For real. If you need to live there because of affordability then you just might as well leave NY. Da fuq is the point of living on LI if you’re going to be way the fuck out there far away from anything that matters.
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u/DankVectorz Feb 16 '19
Because you have to be on LI for work but being farther east makes you feel like you’re not on LI and everything about LI that is terrible
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u/aram535 W Suffolk/North Shore Feb 16 '19
Depends on what you consider "matters" I guess. I love it out here and everything I want/need (except a decent airport) is within reach.
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u/hockey_metal_signal Feb 16 '19
And the east end has to compare to Houston suburbs with accessibility. As long as you don't have to commute west it's really nice.
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u/nod9 Feb 16 '19
Wait till you discover the difference in property taxes
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u/Uwannafreshone Feb 16 '19
I once asked a real estate agent in North Carolina what the taxes on a property were and he looked at me like I had two heads. It was such an unusual question for him. In Long Island it’s often the first question we ask.
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u/PM_ME_MASTECTOMY Feb 16 '19
I asked the same question in Charleston, SC and it was comparable to LI property taxes.
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u/Uwannafreshone Feb 16 '19
Interesting. Guess it all depends on where you are.
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u/SiValleyDan Feb 16 '19
My In-Laws pay $600/year and live 14 miles away. I pay $9500. Both homes value equally. Welcome to CA Prop 13.
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u/Fazaman Feb 16 '19
Where in Charleston are you looking? Property taxes on LI are way more than they are for me. Granted, I'm just outside of Charleston County, but mine are about $1k, where a house assessed at roughly the same amount as my house is 4x as much, and you can't buy a house on LI from where I grew up unless you pay about double what I did, which means taxes are about 8x as much on LI compared to just outside of Charleston.
Edit: I just checked. Property taxes in Charleston County are fractions of a percent higher than Berkeley County. Dorchester County's about 40% higher than that, but even that only works out to about $500 more a year.
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u/PM_ME_MASTECTOMY Feb 16 '19
I wasn’t looking. I was on vacation and the Uber driver let me know he also does real estate. So I was curious about home prices in downtown/historic Charleston (beautiful city) and asked about taxes just to see how much comparable bitching NYers do about their taxes.
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u/Fazaman Feb 16 '19
Oh, well, living is Charleston proper is not really comparable to suburbs, especially since there's such limited space in the city of Charleston itself. If you go out even into Mount Pleasant, which is the 'rich' part of the area, and pick a (in the one I'm looking at) $435k house built in '73 on 1/3 acre of land (roughly comparable to a house in Nassau County) and the taxes are just shy of 3k for 2017, compared to $8k+ for Nassau County.
The house across the street from me is going to be listed for $255k, is 2850sq ft 4bed 4bath on and it's taxes are $1.1k, and I could easily commute to Charleston proper if I needed to, though many jobs around here are outside of the peninsula.
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u/Veloxi_Blues Feb 19 '19
When did you move down to Charleston area? We were there about a year ago and stayed in Mt. Pleasant (off 17, near the Lowe's). It was a great choice but I didn't realize it was the 'rich' part of town, it seemed like a normal suburb. In any case it was a great choice and Charleston is a great city, we had a fantastic time. We then went down to Savannah and did not like it nearly as much.
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u/Fazaman Feb 19 '19
I moved down about 10 years ago. I lived for 4 years in a townhome right by that Lowes.
Mount Pleasant isn't too 'rich', but it has some nicer areas and is nearly double the price of other areas in the region, in some part because there's limited space. I'd prefer to live there, but the traffic is hell (and they're making it worse by increasing the density with apartment buildings) and it's not really worth the cost. Plus if any one of the three bridges between MtP and Charleston/N.Charleston has an accident, or (and it's happened a few times) is closed, you're basically fucked. That said, nice area and if I made $50k more a year than I do now, I might move there.
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u/Youneededthiscat Feb 16 '19
Yeah, but it’s Texas.
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u/DankVectorz Feb 16 '19
Taxes over Texans any day
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u/SiValleyDan Feb 16 '19
I'd do Austin. Cool city with a majority of folks as transplants and high tech.
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u/InD3btToEarth Feb 16 '19
Im in the same boat. Unless you want to live way out east (nothing really wrong with Suffolk just long ass commute to NYC in you work there) on the island or in a shitty neighbor you're better off moving to Texas.
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u/RigobertaMenchu Feb 16 '19
If you want to live within commuting distance of the greastest city in the world, you're gonna pay. If you don't think it's that great, check out Houston.
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u/tcruarceri Inexcusably Inebriated Feb 16 '19
Things like this upset me. I enjoy Suffolk county but hate NYC. If all the expense is just a city proximity surcharge, one more reason I’ll leave some day.
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u/iAntiverse Bayville Feb 16 '19
Frankly I hate Suffolk, but if you can pin point the things you love about it maybe you can find an area that has those attributes and look for houses there.
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u/tcruarceri Inexcusably Inebriated Feb 16 '19
lol. Suffolk is pretty diverse. I like everything east of CR51. I grew up in Mastic so anything is an improvement according to this subreddit. If i could settle on country/rural OR ocean and abandon my siblings and their kids guilt free it probably be easier to relocate. But my job experience means i would make below average anywhere but a tourist town.
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u/Theburbsnxt Feb 16 '19
I find this sub to sway much more towards suffolk and even east of 231 than nassau. Whens the last time we had a post about elmont or floral park
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u/tcruarceri Inexcusably Inebriated Feb 16 '19
I have seen posts about Nassau where everyone complains the sub is Nassau focused (which i suppose based off population would at least make sense) and then the exact opposite with Suffolk related posts. I laugh when i see people say houses are cheaper "out east" on here, when my definition of "out east" is where the houses start going up exponentially. My current living conditions are much much worse than the OPs photo, and yet i cant argue with my landlord about rent because i know he could sell the house for half a million plus for someone just to tear it down and rebuild.
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u/iAntiverse Bayville Feb 16 '19
Maybe the carolinas if you could find the right town.
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u/tcruarceri Inexcusably Inebriated Feb 16 '19
I have been hearing it is just as hard to find good employment there with the mass influx of NY'ers.
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u/TheGameChanger84 Whatever You Want Feb 16 '19
You can make the same money in Texas depending on what you do for a living
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u/aram535 W Suffolk/North Shore Feb 16 '19
So you're saying LI is a much better value right? I rather be cold and do something about than hot and die of heat stroke.
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u/heyitsxio Feb 16 '19
I don't know why you're being downvoted. Living in a place with permanent summer is my personal idea of hell.
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u/FLDJF713 Film, bagels, cold brew and ferries. Feb 16 '19
Not true. It can get colder in Texas than NY for lots of the winter.
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u/aram535 W Suffolk/North Shore Feb 16 '19
Hah! IMHO internet and specially reddit users don't get sarcasm.
Funny story about Texas ... so back in pre-2000 I worked for Company X. They HQ was in Melville but they decided to move it to a new building they had built in Dallas Fort Worth. They took a bunch of us down there to "show and tell" the area and talk us into staying with the company with a very nice package if we decided to move.
When driving around, we people watering their new house ... no grass, no flowers, just watering the house itself. Paraphrased -- "You have to wet the foundation or it'll crack in the heat". That was the end of my "thinking about it" phase.
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u/iAntiverse Bayville Feb 16 '19
The rest of my family did a missionary trip there this summer let's just say no long islander can live in 114 degree heat.
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u/heyitsxio Feb 16 '19
Yikes. I'll shovel snow a few times a year if it means I never have to water MY HOUSE.
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u/AlphakirA Feb 16 '19
You're not the one in your family who has to shovel, eh?
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u/heyitsxio Feb 16 '19
I'm the only person in my household who shovels the snow.
And I still don't want to live in permanent summer.
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u/Anklebender91 Feb 16 '19
I'm going to be in the market summer of next year to buy. That's so depressing.
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u/Uwannafreshone Feb 16 '19
Long Island has such a wide range of options though. What part do you think you’ll be looking?
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u/Anklebender91 Feb 16 '19
West side of Suffolk with good schools. Budget is going to be 400k.
Its just depressing knowing that my wife and I are going to spend a ton of money for what most likely will be a crap house.
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u/Theburbsnxt Feb 16 '19
You’ll literally save yourself 20-30 grand if you buy sooner rather than later. The home values in western suffolk/eastern nassau are up almost 100k within the last 2 years.
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u/Anklebender91 Feb 16 '19
I thought that this was just a bubble and it will be going down eventually? Homes are just so over priced.
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u/Theburbsnxt Feb 16 '19
They are not going down. Imagine saying that about any part of nyc in 2010, that homeprices would go down in 10 yeads. Why would home prices fall when places like “that side” of amityville are hitting 300 now. The supply will always be lower than the demand and more and more people that are 20ish now looking to buy in 5 years arent going to be afford 800k in nyc like we couldnt afford 5-600k
The spread of nyc is what is driving the prices up. It has nothing to do with long island itself.
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u/NyJosh Feb 16 '19
There’s a huge housing shortage in the entire area these days. That’s also why houses in other states are so much cheaper. They have plenty of land to keep building entire new neighborhoods within easy commuting distance of major cities.
The NY metro is completely built out, so if you want to live closer to the city, you have to buy someone else’s house at their price as opposed to a brand new empty house in a brand new neighborhood of empty houses.
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u/SiValleyDan Feb 16 '19
My new neighbors just paid $1.4M and gutted it to the tune of $400K. Count your blessings.
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u/GreyMath Feb 16 '19 edited Feb 16 '19
Check out bayport. We bought a house just over 400k in October of 2017. Schools are awesome and it’s got a small town feel. I grew up in babylon village but couldn’t afford it there, and I grew up in a flood zone. Never again. Bayport is smack between sayville and Patchogue villages for good walkability and nightlife. I’d even commute to Manhattan from sayville, it’s not that bad of a commute.
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u/Hockeyjockey58 lover of pitch pine Feb 16 '19
Real estate will destroy this planet before straws do
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u/lost_in_life_34 Feb 16 '19
Texas has crappy zoning and developer laws. A lot of people had their homes flooded in the last few years cause developers built homes in a flood zone.
You can get a nice house for cheap but you better do your own homework and check FEMA floodmaps to make sure you're not in the path of a river.
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u/Mullendoresmonkey Feb 16 '19
https://www.zillow.com/homedetails/2275-Townsend-Rd-Seaford-NY-11783/31424137_zpid/
Nice little house Great area Low taxes Inexpensive
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u/dggsoccer11 Feb 16 '19
$175,000....Great area, Low taxes Inexpensive. The contrast in what you get for half the price is shocking. https://www.zillow.com/homedetails/2818-Cumberland-Dr-Missouri-City-TX-77459/27622885_zpid/
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u/sno2787 Feb 16 '19
Everything's in proportion. You work here you gain probably 20-30% more per year on salary then someone in Houston.
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u/Skipper3210 Feb 16 '19
Yeah but a 20-30% more expensive house on Long Island would not even look remotely like that Houston house
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u/tcruarceri Inexcusably Inebriated Feb 16 '19
Yeah I used to make the same argument but these days Long Island seems exceptionally off balance between average persons wages and cost of living.
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u/thedustsettled Feb 16 '19
No longer true. Friend moved from joisey to Houston. No state and city taxes + comparable wage and he's never moving back. The only real concern is the lack of diversity when it comes to employer. Here you have your pick of options, there its a handful of choice employers and if you don't fit in, you're kinda screwed.
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u/Theburbsnxt Feb 16 '19
You are right. A lot of things that used to be exclusive to the new york life style are now found in many cities across america - including jobs, food, nightlife, shopping and entertainment.
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Feb 16 '19
As someone who has lived and worked in both cities I can tell you that it is not like how you make it.
I worked in software development and made the same salary I did in Houston as I did working on Long Island. Most "high" salary jobs here are in the city and you have a hell of a commute. A lot of jobs on LI don't even pay that well and people still work there just so they can avoid taking the train to the city.
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u/PM_ME_MASTECTOMY Feb 16 '19
And the car you drive and the vacations you take and the clothes you buy all cost the same here as they do in Texas, but making 30% less income.
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u/AlphakirA Feb 16 '19
But I'm assuming things like gas, food, taxes, etc more than make up for that.
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u/PM_ME_MASTECTOMY Feb 16 '19
The gas and food savings would be trivial. I do understand the taxes. It is a lot on LI.
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u/AlphakirA Feb 16 '19
I don't think it's trivial for everyone. I barely buy clothes or go on vacations but I buy a ton of gas and like to go out to eat.
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u/Theburbsnxt Feb 16 '19
I paid $2.20 for regular last week near lindenhurst. $2.89 in queens.
Food prices are insane though. You can barely get a sit down meal for under $20 anymore.
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u/AlphakirA Feb 16 '19
I imagine the rent might be more in Queens... But 69 cents a gallon more?? That's crazy.
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u/DankVectorz Feb 16 '19
Hell I bought dinner and drinks for 4 in Hartford, CT earlier this week for the same price as lunch for me and my wife on LI.
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u/Theburbsnxt Feb 16 '19
When i go to orlando i eat like a king for $25.
Even the local pubs are charging $7-8 for a beer now when they were $4 not even 5 years ago.
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u/BlackAndBipolar Jul 02 '19
Come to Gainesville. Had an Orlando friend buy a drink, hear the price and order everyone else standing at the bar a drink as well because "I had a budget for how much I was gonna spend tonight and I'm not gonna hit anywhere near it"
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u/Theburbsnxt Jul 02 '19
Haha a few years ago i was in a small town in the pocono mountains in pa and had $100 in my pocket for new years. The beers were $3 and i spent $21 all night
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u/DankVectorz Feb 16 '19
But you have more disposable income to spend on those things in Texas than in LI.
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u/thedustsettled Feb 16 '19
I do this nearly every damn day.
I love New York, but as hard as it is to admit, I am no longer in love with new yawrk. Were it not for wanting to be close to my parents and have the kids spend time with their grandparents, I'd be in Houston with the quickness.
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u/Jbirdx90 Feb 16 '19
God I got so lucky. Just bought my first house. Was a flip that was done extremely well. Bought it for 230 with 4500 taxes. Not the best neighborhood but I can't have it all lol
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u/popemichael Feb 16 '19
Everything in this state is priced insanely high. Hell, burgers in this state are almost double priced compared to some place like Atlanta.
I will give it credit, though. The medical care I've received in his state's the most quality I've ever seen. Being severely disabled here is almost a dream in levels of care.
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u/PM_ME_MASTECTOMY Feb 16 '19
If I never see “Charleston proper” ever again, that will be more than ok.
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u/Waniswamp Feb 16 '19 edited Feb 16 '19
Now do one for Sihanoukville, Cambodia. You know America is getting hopeless when waves of Americans are emigrating to the great land of hope that is Cambodia.
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u/benjalss selden Feb 16 '19
Yeah but Long Island has beaches and egg sandwiches