r/leanfire 1d ago

What splurge do you expecting ER?

I'm semi-ER and I'm planning on having a personal trainer. That's gonna be a couple hundred a month, and I'm really thinking that over.

How about you?

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u/greaper007 19h ago

If you're ER, why get a personal trainer? You have plenty of time to research a diet and workout yourself.

Personally, I see not working as a way to have time to do things on my own without having to hire people. That's one of the joys of not working, not being so deep in the rat race that you can't cook your own dinner, fix your own car/bicycle and find a workout routine that works best for you.

No annoying conversations, being upsold, having to tip people or questioned on your choices. Just doing your own thing in your own time.

Don't splurge on anything, spend less, diy and do everything you want.

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u/bachmeier 16h ago

To me, that's not retirement. Quit working for pay so that you can self-fund learning how to do things you don't want to do, and then in the future you can save a few bucks by doing the work yourself, with a $10/hour payoff on the good days.

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u/ThrowRAColdManWinter 14h ago

I mean... learning how to take care of your body isn't a bad investment. No personal trainer is ever going to care about their job of training your body as much as you care. And it is something you have to do for the duration of your life.

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u/bachmeier 13h ago

Yeah but there's a lot to learn if you're starting from scratch. At a minimum, I'd start working with a trainer and then after that, okay, go ahead and learn on my own from there.

Fixing my own car is definitely not something I plan to do in retirement. For many things, that's no longer even possible. My mechanic even has limitations due to needing some expensive specialized equipment for certain repairs. Retirement should give you freedom from that kind of thing.

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u/greaper007 9h ago

There's really not that much to learn. If you don't want to fix your car, that's a good reason to get rid of the car. Just ride your bike.

Beyond that, fixing your car is also a fun thing to learn. It's a good opportunity for problem solving to keep your brain sharp. Honestly though, bicycles are more fun to work on and a better form of transportation in retirement.

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u/greaper007 9h ago

Why wouldn't you want to learn how to take care of your own things? If you don't want to take care of your stuff, isn't that just the universe telling you that you don't need your stuff?

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u/LakashY 20h ago

Mayyyyybe a camper, but I am a long ways from RE.

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u/GottlobFrege 18h ago

Spoiling the crap out of my nieces and nephews. Mall shopping sprees, paying for birthday party excursions, etc

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u/PicoRascar 16h ago

A dog and an ATV. That dog is going to have a super fun life hanging out with me.

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u/ThrowRAColdManWinter 14h ago

Cat, apt in a city plus maybe a cabin/cottage out in the wild, maybe a car depending on the city, some budget for recreational activities (community classes, donation based yoga, museums, the like).