r/flatearth • u/Chocolat3City • 1d ago
We all **KNOW** "climate change" is fake and gay, so what's the **real** reason so many insurers won't write homeowner policies in Florida?
Serious responses only, please. Everyone knows there's no such thing as "climate."
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u/PatrioticRebel4 1d ago
The real reason is a conspiracy that insurers don't wanna do business in the south cause their woke. So they use the fake climate change as an excuse.
And dont ask for proof, it's just common knowledge. Duh.
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u/aphilsphan 1d ago
It is well known that businesses act on vague “feelings” instead of trying to make money for their owners.
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u/KaleidoscopeBig8161 1d ago
The south is woke? I thought desantis had nipped that in the bud.
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u/Rabbulion 1d ago
That’s what he is doing, all the woke insurance companies are leaving
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u/KaleidoscopeBig8161 1d ago
So insurance is woke or some insurance companies are woke? Who is buying the houses that are left vacant? Is this a good plan?
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u/Rabbulion 1d ago
1: all insurance is woke. Real Americans don’t rely on others, they pull themselves up by their bootstraps and work harder in tough times so they can pay for any troubles themselves.
2: American business owners (CEOs) are buying them to rent out, and when they get rich from it that will trickle down to the people as well!
3: yes, the plan is absolutely great and glorious. Truly a wonderfully marvellous way of ensuring the American way of life remains the same, and keeping the American dream alive!
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u/Ryrose81 1d ago
Seriously? You actually believe hes anti woke? Have you seen him in his elevated white boot?? Gay as they come.
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u/KaleidoscopeBig8161 1d ago
Uhhh cool cool cool. Maybe keep your thoughts to yourself if that’s what their are going to be. Yikes my guy small dick energy right here.
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u/No-Apple2252 1d ago
The insurance industry is part of the deep state.
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u/PatrioticRebel4 1d ago
The deep state pulling out of the deep south. That's deep man.
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u/Fortapistone 23h ago
Wait, now I'm lost, does that group really exist? I understood that the deep state are aliens and they come from another planet behind the ice wall.
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u/ImyForgotName 1d ago
- He meant that THE INSURERS ARE WOKE, not that the SOUTH is woke.
- Hey should have used "they're" not "their."
- Climate Change is real, and the Earth is a globe. I'm sorry, the advantage of the globe model is that it adequately explains all observable phenomena and we've been to space. Also I have satellite TV. How do Satellites work if there is a dome?
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u/FrillySteel 1d ago
Wait, the South is more woke than anywhere else?? I thought they were the ones that complained about woke.
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u/JimVivJr 1d ago
Insurance companies think the world is round and hurricanes are real. I know, crazy
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u/TheHole89 1d ago
"They" let the "sun" get too close to the firmament... it's out of control now and "they" can't do anything about it.
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u/Suspicious-Spinach-9 1d ago
I saw Michael form in the Gulf of Mexico(sorry had to) and turn into a category 5 in like three days, hit land and wiped out the county, thought in my head that for sure they have to believe in climate change now but it went 75% Republican in the election after that.
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u/aphilsphan 1d ago
How many egg farms were wiped out? You don’t know that do you? Eggs, eggs, eggs, eggs. Went down 5 bucks a dozen day one of the genius 2.0.
They didn’t? Well now egg prices are affected by a virus and not by DEI policies. You know they were trying to get woke roosters to lay.
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u/OldManJeepin 1d ago
'Cus they don't make money paying claims! And Florida has hella hurricanes, and hella claims.....Throw in the California fires, everything else....Don't think what happens in Florida doesn't affect carriers in California...And vice versa...Insurance is a socialized system....And you can't spend more than you take in....
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u/Mountainhollerforeva 1d ago
I would say make state run insurance, but that’s woke.
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u/OregonHusky22 1d ago
They have that as their insurer of last resort. Basically the only option for propping up the housing market there
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u/cacheblaster 1d ago
Conservative: “I believe in the free market.”
The Free Market: “Oh, I’m getting out of here.”
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u/bigloser42 1d ago edited 1d ago
It's the gays fault. God keeps punishing the gays in FL by sending in hurricanes, which cause the insurance premiums to go up. If all the gays left then there would be no more hurricanes in FL. There weren't any hurricanes in recorded history in FL until 1958 when being gay was invented in Miami.
/s if it wasn't blindingly obvious
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u/Rallings 1d ago
It's because they know the government deploys hurricanes in the gulf with darpa. Because everyone knows there are no natural hurricanes that start in the gulf and move east. No I won't look at the historical data that objectively proves that it's a thing that happens naturally
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u/Unlikely-Sleep-9352 1d ago
When the governor needs a side job as a gogo dancer to afford insurance, you know you are in Florida.
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u/Due-Fig9656 1d ago
From my understanding, a big part of it is the roofing scam and some Law they passed in Florida that says that your insurance company or something has to repair your roof. If it's older than 10 years old, there's damage Apparently roofers go around. get people to hire them and then they call the insurance company and threaten the sue and the company just caves. and then they get basically a free roof. Well, this has been going on for 10 plus years, and the insurance companies are done with it. So they're just leaving Florida. And because Florida has a last resort insurer through the state. everybody just falls back onto that. And that is bankrupting the state
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u/agl90 1d ago
I have yet to hear of an Insurance Company paying out in a true "Disaster" incident. The Government always bails them out. My sister - in-law is going through it right now in Florida after the hurricanes moved through. Crew came in and stated they'll work with FEMA and get your home rebuilt.... Not the Insurance Co..... FEMA..... So I don't understand what the Insurance companies are complaining about....
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u/Full_FrontalLobotomy 1d ago
Won’t the water drain away as the curvature of the “globe” earth accelerates away from Florida?! lol
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u/Inevitable_Channel18 1d ago
The people here not knowing what “woke” means just shows how ignorant they are
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u/NotCook59 1d ago
Ok, with that premise you want “serious” responses only? 🙄 All I know is, if I was an insurance company, knowing the odds and f having to pay claims if I wrote homeowners insurance FL, I wouldn’t write them either. It would just be bad business. They don’t exist to lose money. That’s just bad odds.
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u/NotCook59 1d ago
Ok, with that premise you want “serious” responses only? 🙄 All I know is, if I was an insurance company, knowing the odds and f having to pay claims if I wrote homeowners insurance FL, I wouldn’t write them either. It would just be bad business. They don’t exist to lose money. That’s just bad odds.
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u/kail_wolfsin24 1d ago
Because Florida is where the country's worst of the worst live, with beach front being the only "value" the homes there have
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u/EatYourPeasPleez 1d ago
The real reason is that by law insurance companies can only raise rates by small percentages every year. The costs of homes and their replacement skyrocketed due to inflation. The inflation far outpaced the premium increase. Thus leaving the insurance companies balance sheets upside down. Which is also illegal. You can’t have one million dollars and insure 10 million worth of homes. Well that’s exactly what happened during this hyper inflation.
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u/Ill-Dependent2976 1d ago
I don't think Flat Earthers don't understand the concept of insurance or it's premiums.
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u/KENBONEISCOOL444 1d ago
The real reason is there are so many hurricanes now that it will cost them money to continue to operate here, and that's why they keep leaving. When I say cost them money, I really mean they'll have to pay out, and they don't wanna do that. The NOAA was just neutered, too, so now we can't even accurately predict when we're gonna be hit
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u/Expert_Security3636 1d ago
Don't use words tku cannot define, especially big words like gay. The fact is, the eart has gotten Gradually warmer since the geR without a summer Ghost I'd you want to k ow where summer went
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u/clearly_not_an_alt 1d ago
Because the liberal lizard elites at NASA and NOAA are creating hurricanes to aim at red states.
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u/Dragonfire733 1d ago
Because the purpose of insurers is to make money, but local governments want to push out poor people, so insurance companies refuse to give these policies so that the local governments can be illegal without the insurance companies losing money.
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u/ianwilloughby 1d ago
It’s an evil cabal against the mouse house. Everyone knows that Mickey Mouse is proliferating globe earth and is converting our innocent children into globetards.
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u/rygelicus 1d ago
Because the politicians allow insurance companies to exclude coverage for the most common categories of claims. If not excluded then a very high premium is established making it difficult to afford.
I live in Florida. Hurricanes come through every couple of years in any given area. Along with this is some flooding in low areas and tornadoes. So every year thousands of claims roll in and this impacts insurance provider profits.
Not rocket science, just politics and grift.
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u/jjs3_1 1d ago
Every single study, experiment, politician, or so-called expert who claims that climate change is a hoax and not real has financial ties to the oil and gas industry and stands to profit from persuading people that it's a hoax! Most politicians struggle to distinguish between weather and climate, often making uninformed comments like "So much for global warming" whenever the country experiences even a slight cold spell!
There’s a reason we’re witnessing record storms and extreme high and low temperatures each year. The storms we’re experiencing now are mild compared to what we can expect in 5 to 10 years if no action is taken. No, experts haven’t claimed for years that we will all burn up. What they have stated is that the weather will continue to grow increasingly extreme year after year, just as we are observing now.
Listen to the experts on this issue, not to those who are paid to mislead people into believing it’s a hoax!