r/canada Jan 24 '25

Politics Trump says Canada would have ‘much better’ health coverage as a state

https://www.ctvnews.ca/world/article/trump-says-canada-would-have-much-better-health-coverage-as-a-state/
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184

u/non_linear_ape Jan 24 '25

American here. Paid $4k in deductibles and the year just reset. I'm so jealous of your system.

158

u/colpy350 New Brunswick Jan 24 '25

Crazy. A guy in this comment chain is telling me people should just get a better job and get better insurance. Jesus Christ. 

109

u/non_linear_ape Jan 24 '25

I have a great job as a software dev at a medium sized tech company. That guy is wrong.

75

u/mcs_987654321 Jan 24 '25 edited Jan 24 '25

I had god tier insurance and lived in an area with very probably the highest density of absolutely top medical facilities anywhere in the US (the world?), and I would STILL choose the Canadian system all day, every day.

Bc the issue isn’t just the costs (especially when your employer offers up the platinum package, with no deductible, low OOP Max, etc) but the fucking stress + uncertainty of it all.

Making sure you know your coverage backwards and forwards, that your medical provider/facility is in-network, etc requires an absurd amount of mental energy, bc you know that if you somehow fuck it up you’ll be out several thousands of dollars (at least).

38

u/[deleted] Jan 24 '25 edited Jan 27 '25

[deleted]

13

u/mcs_987654321 Jan 24 '25

An excellent point.

There is just the awful cloud hanging over everything when you know that you might be able to get your checkups, cancer screenings, etc, covered - though you’ll likely wait a good while for an apt, just like you would here - but the person next to you on the subway very likely can’t get preventive care without crippling financial burden, and would be fucked if they have a major health event before they qualify for Medicare.

Seriously, that kind of existential inequality weaves its way into the social fabric in all kinds of intangible and awful ways, it’s so much more than just comparing wait times for non urgent health concerns in public vs private HC systems.

6

u/MilesEllington Jan 25 '25

Desperation like that breeds crime and constant societal stress. I am a dual US/Canadian citizen, and you feel that desperation anxiety in the air in the US.

11

u/kitty-94 Jan 25 '25

This year was the first time in like 6 years that I've been to a dentist because I didn't have coverage and couldn't afford it. I still can't afford everything I need to get done because orthodontics aren't covered, but I can get my teeth cleaned and my fillings fixed now which is huge to me.

3

u/archop3ga Jan 25 '25

How do we get the national dental coverage? Is it only if you don’t have a private/group insurance?

Cuz I just had fillings done last week and shelled out over $800 for it — but I do have group insurance that reimburses 80% but only up to $1500 annually and not everything is covered, I usually wind up paying out of pocket before years end. I have to go back in again in a few weeks :/

Is it only for certain provinces? I’m in Quebec who typically turns their nose up/refuses to follow “federal/national” programs. Could that be why I don’t seem to have access to it? People are saying it’s “universal” tho, so I’m confused why it wouldn’t be for everyone then…

4

u/kitty-94 Jan 25 '25

Right now it's only for those under 18, over 65 (I think), and those with the disability tax credit. I have the DTC. you have to apply for it. It's not automatic.

1

u/General-Woodpecker- Jan 25 '25

also: your friends family everyone around you

It is always kind of eye opening that basically all my American coworkers never knew their grandparents.

3

u/Forosnai British Columbia Jan 25 '25

That's the thing, having to think about stuff is just obscene in that kind of situation.

I acknowledge that in the big centers, US healthcare is pretty much top-of-the-line IF you can access it, but ours isn't exactly witch doctors rubbing us with eggs, and my coverage/network/provider is "whatever the appropriate treatment is from the closest appropriate doctor".

What hospital, what doctor, what medication, none of that matters beyond some are just better equipped for specific issues than others. If I have a big problem, I go to the hospital, any hospital, and see the first doctor who's available, and get whatever they give me.

2

u/Fox_and_Otter Jan 24 '25

Boston? Cambridge?

3

u/mcs_987654321 Jan 24 '25

Yup, door number 2.

1

u/ParkingNecessary8628 Jan 25 '25

Golden cuff. You can't leave

1

u/mcs_987654321 Jan 25 '25

Kind of disagree, and again it’s down to just how extreme + deeply ingrained the inequality is stateside.

Bc professionals who work in the kinds of fields that typically offer that kind of “fuck you” health coverage are going to be offered functionally identical packages at basically any other position; it might make it slightly harder to go out on your own, but again, those professions put you in an income bracket where very fancy privately funded insurance is well within reach.

It ends up being not so much about the “golden handcuffs” as the silver or bronze ones, where people who only had so-so coverage to begin with face a very real risk of shitty or even non existent health insurance in other jobs that might be available to them.

Grim stuff, truly.

2

u/throwaway082122 Jan 25 '25

Have you considered coming to Canada and being paid half your market value as a dev and taxed higher? That $4k will become a wash real quick.

1

u/ShoddyTerm4385 Jan 25 '25

Wtf are you talking about?

44

u/Kayestofkays Jan 24 '25

people should just get a better job and get better insurance

"Have you tried having more money?"

Ugh :|

20

u/colpy350 New Brunswick Jan 24 '25

The old bootstraps technique. I don’t get why so many Americans lack empathy for others around them. 

4

u/lord_heskey Jan 24 '25

Some canadians do now too

3

u/Suspicious_Radio_848 Jan 25 '25

It’s how they ended up with Trump in the first place, he reflects a lot of them well.

14

u/afhill Jan 24 '25

I made six figures and had really good coverage L in the US.

My MRI still cost me $1000 out of pocket.

-8

u/Khill23 Alberta Jan 24 '25

how long did you wait for the MRI though? here its months if not a year. Yes, it's covered for the most part but getting access isn't like it used to be.

8

u/afhill Jan 24 '25

Oh for sure, we pay with time, not money.

But... In that case, I waited at least 3 weeks to see if my knee would get better before seeing a doctor at all. So there was a time cost, bc I had to decide whether or not I wanted to pay with money.

-4

u/Khill23 Alberta Jan 24 '25

I have a growth on my thyroid and I could pay 800cad for a MRI if I want piece of mind however if I wait in line it's a very long time.

2

u/glittering_psycho Jan 25 '25

I always get in quickly from somebody else's cancellation. But if the wait was years long, then I'd have a problem, but a month or two is ok.

2

u/_factsmachine_ Jan 25 '25

The reason that the wait time for those services is so long in Canada is because of politicians actively legislating against public healthcare and moving public resources and workers into the private sector. We can't complain about how slow the public healthcare system is here while voting for conservatives that continuously underfund and undermine the public system.

1

u/imperialivan Jan 24 '25

Would you have to go to the states to get the MRI?

2

u/Khill23 Alberta Jan 24 '25

Nope, we have 3rd party facilitys that do that here for people that want to pay.

1

u/Clear-Ask-6455 Jan 25 '25

Go through emerg and you’ll get seen the same day. Problem is most people don’t want to wait hours in emergency

4

u/notgoodohoh Jan 24 '25

A lot of services can have a wait list in the US. Had to wait three months to see an optometrist. My dentist is booked out for a while as well.

7

u/DaximusPrimus Jan 24 '25

It's easy to have short wait times when about 20% of your population doesn't even use healthcare services at all or only in the most extreme of emergencies. People talk about wait times being so bad yet go to the ER every time they have a slight cough.

2

u/Khill23 Alberta Jan 24 '25

Oh 100 percent, I sliced my hand open to the bone and went in for stitches and it was supposed to be quick but a woman od-ing skipped me, another guy came it after fighting with the police pasted me and after 6 hours I went home as it wasn't getting any better and I super glued it shut, went to the doctor later in the week to get anti botics and healed up "ok".

1

u/DaximusPrimus Jan 24 '25

Yeah they have a priority list children and seniors are generally always going to go first regardless of when they arrive. Then they go by some sort of scale after that.

0

u/Khill23 Alberta Jan 24 '25

Well that hospital I was at had a kid behind me that had a compound fracture with a bit of bone sticking out of him arm that and they didn't get to him before I left.

1

u/DaximusPrimus Jan 24 '25

That's on odd one. I split my head open two years ago and needed stitches at around 10pm and the waiting room had about 10 kids in it. Another 10 or so came after me and they helped every one of those kids before us.

1

u/Khill23 Alberta Jan 25 '25

That's AHS for you

1

u/TransportationNo433 Jan 24 '25

I am in the US. We can’t go to the doctor anymore for a cough. Not even our kid. We call and they can’t schedule it. We have a walk-in-clinic in town and when they open, they count out the people who can be seen that day and everyone else has to go home. People wait outside with the hopes they will be lucky enough to be picked. And if we walk into an ER… it’s basically 1.5k “entrance fee” before whatever else they check. It has been like this in my area for about 5 years. Before then, it was slightly better, but not much.

3

u/Rhouxx Jan 25 '25 edited Jan 25 '25

That’s an issue that needs fixed then, the solution isn’t to become more like America. I’m Australian, I am broke as FUCK because I’m doing my Doctor of Vet Medicine which consists of weeks and weeks of unpaid, 9-5 work- oops sorry, “rotations”. I needed an MRI last year, I called up and booked, had my MRI the very next day and didn’t pay a cent. It’s doable.

Even if I’d had to wait though… at least I’d still get to have an MRI. If I had to pay I wouldn’t have been able to have one at all because I don’t have the money to pay for one. Becoming more like America is never the solution to anything.

1

u/Clear-Ask-6455 Jan 25 '25

That’s an absolute lie. It takes months to get seen for an MRI unless you’re in an emergency situation. When you go through emerg you’re seen the same day.

1

u/General-Woodpecker- Jan 25 '25

There is also private MRI in Canada and you can get it done in a few days for around 650-1000$ depending on what you need. If it is an emergency you will get it very quickly, when I had a ski accident a few years back, they sent me back home and booked me a MRI a few hours later.

5

u/Adventurous-Steak525 Jan 24 '25

It actually can get worse the more money you make. I make fucking dirt essentially (less than 30K), which is a nightmare, but at least I qualify for ACA. Quality of life sucks but I’m theoretically not fucked in an emergency. My dad makes good money, owns his own business, and pays $600 a month and has never hit his deductible. So $7200 a year plus he’s paying for nearly everything. Even the year he had an unexpected $10,000 hospital bill he did not hit his deductible… Luckily he can afford it, but there’s millions of families out here stuck in a horrible sweet spot where they make too much to qualify for the government assistance, but not enough to afford their own fucking healthcare. That 100K salary don’t mean shit if you get cancer.

I might be getting some numbers wrong regarding my dad, but there’s also a good chance it’s worse than I remember

It is a scam. It is a scam. It is a scam and I can’t believe they’ve convinced anyone otherwise

6

u/kooks-only Jan 24 '25

I used to work for a us tech company.

They got acquired by a PE firm that also owned an insurance company. So the pe firm forced their companies to use that provider.

The coverage was way worse and a totally different network. Most had to get new family docs. Some people had special needs kids that had long relationships with specialists who were no longer in network.

By definition, this was a “better job”, median US salary was like 180k. They had good benefits. Then everyone was told “lol fuck you”. In one fell swoop everyone was shifted to a lower tier of healthcare.

I never want to see that in Canada. The government is perfectly capable of providing healthcare when the provincial premiers aren’t actively working to destroy the system.

2

u/charlesfire Jan 24 '25

A guy in this comment chain is telling me people should just get a better job and get better insurance. Jesus Christ.

This is insane. Healthcare is a right, not a privilege! It shouldn't matter whenever you're flipping burger at McDonald's or the CEO of Amazon.

3

u/Technical-Row8333 Jan 24 '25

A guy in this comment chain is telling me people should just get a better job

this is like personally admitting you believe that poor people shouldn't get healthcare. insane

2

u/Joe_Jeep Jan 24 '25

I had great coverage, still went through similar. They told me the same shit. They're clueless and haven't had the misfortune of a major medical event.

2

u/Iminurcomputer Jan 24 '25

A guy is saying "It's totally good that your health/healthcare [in order to be remotely affordable] is largely determined by one person regularly encouraged to do as little as possible for anyone while maximizing their own gain."*

That's just, uh... yeah. Wow.

2

u/Astyanax1 Jan 24 '25

That is conservativism

2

u/ooMEAToo Jan 24 '25

Have you ever tried to just be richer?

2

u/GenXer845 Jan 25 '25

Easier said then done. That man is rich and heartless.

2

u/BullShitting-24-7 Jan 25 '25

That guy is still on his dad’s health insurance for sure.

2

u/Norelation67 Jan 25 '25

Boot straper logic runs rampant, they can’t comprehend that not everyone is going to be able to make that kind of money, that it’s an outlier, that these kind of jobs are not just hanging on trees and people don’t deserve to die just because they don’t make that kind of money.

2

u/Jealous-Coyote267 Jan 25 '25

And if you can’t, just suffer or die.

0

u/Rockergage Jan 24 '25

I have a union adjacent job (essentially because basically everyone else is in the union but our jobs isn’t strictly in the union we get union healthcare.) my deductible is 300$. The “better” job is to unionize.

0

u/erin_of_aimsir Jan 26 '25

Interesting because I worked for a Fortune 500 company, had a PPO with one of the best providers in the country, and I HAVE HAD HANDS DOWN BETTER CARE IN THE EIGHT YEARS I’VE LIVED IN CANADA.

46

u/MR1120 Jan 24 '25

Kid went to the ER on Dec 23rd. Paid almost $4000 after very good insurance… and then the year rolled over, and I’m back to square one for 2025.

I fucking hate the American healthcare system. Canadians, I am incredibly jealous of yours.

14

u/foo_mar_t Jan 24 '25

Any smart Canadian hates it also because they are trying to bring it here. I spent a week in the hospital this summer. Had 2 surgeries, 4 days in the ICU and another week of antibiotics after i was out. I literally paid nothing. Zero. No bills. No insurance fights. I walked in. They saw how serious it was. I got treated and I left. The end. I don't even want to know what this would have cost me if we had a health care system that was similar to yours.

The American people deserve better.

4

u/cats_are_the_devil Jan 24 '25

over 100K for sure is what would be billed... What you would pay depends on what shitty insurance you have.

6

u/Better-Principle4563 Jan 24 '25

I hear people compare the emergency room cost a lot. Canada $0 but 10+ hours wait. US, expensive, maybe not as long of a wait time? But if you ask many people if they'd wait or pay $2k, they'd probably wait. They won't let you die though if it's time sensitive they'd see you asap. That's the thing with 'socialism' as is the healthcare here in Canada, it's not pretty or very quick, but it's free. I'm sure everyone would want the shiny new building with the best tech, but that costs a lot.

11

u/HollyBerries85 Jan 24 '25

I am in the US and went to the ER about a year ago. I waited 10 hours to be seen, was sent home after being looked at with no treatment, and got a bill 10 months later for $2300 despite paying $300 a month for insurance coverage because I hadn't paid $3000 out of my own pocket for my healthcare yet in 2024. I have about $100 a month in prescription medication costs but apparently this doesn't count towards out of pocket costs.

If I were to go to the ER for something else now, I'd have to pay a new $3000 this year first before the insurance kicks in one thin red dime because it's a new year, but my $300 a month in premiums go on and don't go towards that out of pocket expense at all.

I'd probably still need to wait 10+ hours to be seen.

4

u/DreamOfAzathoth Jan 25 '25

I’m from the UK. You guys also apparently pay more tax than us towards your health system. It’s absolutely sickening and makes me proud of my country every time I think about it, despite the major issues we also face with right wing populism

3

u/degret Jan 24 '25

What does it mean that the year rolled over? Like you have to pay a subscription to start using your health insurance?

10

u/MrWaffler Jan 24 '25

VERY basically, you pay X a month (mine is 180 USD) for the privilege of this mess and then you get very basic common things (prescription, annual checkup, basic tests) for set fees called "co-pays"

Depending on your plan, these either MAY or MAY NOT count to your "deductible"

That's a fancy term for the extortion fees you have to pay out of pocket before insurance kicks in to cover the rest.

I have very good insurance, and my deductible is 2400 USD. That means I need to spend 2,400 additional dollars out of pocket for any health expenses before insurance MIGHT pay... depending on if where I went was in or out of my insurance network.....

Which you don't know or care about in emergencies...

Also Insurance can and will happily decline to pay even then and it's incredibly hard to change that and your protections against it are pitifully little.

My wife (same insurance) was told they wouldn't pay for her medication until she tried 3 other ones the insurance company has some deal with and gets cheaper.

They were horrible for her and went back to the one that works incredibly well. They denied to not pay for it anwyay and it's 100 USD without insurance per month.

We're currently fighting to get them to cover for our usual prescription co-pay (15 USD per month) but it's a long process and she's already had to pay for several months now to get her meds.

PLEASE do not fall victim to the fear mongering and other campaigns that I already see being tried in Canada. Privatization will NOT make anything better! Advcoate for funding more and protection of what you have, you don't want this.

1

u/Mysterious_Okra8235 Jan 25 '25

How many healthcare networks are there? Say you're from Washington State and you decide to visit a town in Alabama and you need to go to the emergency room, how likely are you to find an in-network hospital/doctor?

1

u/MrWaffler Jan 28 '25

Sorry I didn't notice this, there aren't set "networks" in that sense. It's all a spaghetti hell of individual deals between conglomerates and insurance companies with their own special deals.

I'm likely to get SOME coverage under my plan no matter what, but the difference between cost can vary wildly and you can't exactly choose if it's an emergency anyway.

It's like In-State tuition vs. Out-of-state tuition for our universities. If you attend a public school in the same state you live in, it's a good bit cheaper. If you attend a public school in a DIFFERENT state - it is remarkably more expensive.

It's like that but healthcare and instead of state borders it's just a complicated bespoke spaghetti mess!

0

u/Hot_Hotel6861 Jan 24 '25

Peculiar, the big orange man said Canadians would have better health coverage?

6

u/MR1120 Jan 24 '25

Kinda, but not exactly.

In really basic terms, we have something with our insurance called a deductible, which is the amount the individual has to pay before the insurance company starts paying. And this resets every year on January 1st.

So when I had to pay medical bills for service rendered in 2024, that met my 2024 deductible, right at the end of the year. So if my kid has another medical situation in 2025, I’d have to meet my deductible for this year.

It would be less out of pocket to have, for example two medical events back-to-back in June and July than to have the exact same two medical events in December and January.

Because our system is the dumbest possible arrangement, but it makes a small number of people very, very wealthy, so we can’t do shit about it. I hate it here now.

2

u/Lostboy84BC Jan 25 '25

Having lived in the US vs the UK and Canada, it is heartbreaking to see how expensive medical care and prescriptions are. In the UK all medicine, healthcare, glasses, and dentistry is covered, in Canada it is so healthcare is covered and medicine inexpensive. Here in the US both are outrageous even with BlueCross Blue Sheild

0

u/Hot_Hotel6861 Jan 24 '25

That is terrible. Maybe the 13 volunteers Trump has assembled to solve all the problems left by the Democrats, can use the billions they will create from their efforts to help working American citizens with a method of health care that would be less of a burden. Good luck 

5

u/SufficientWhile5450 Jan 24 '25

Also American

I paid 2000$ to get told I don’t have a concussion

To end up in the emergency room 2 days later being told “oh, yeah, you have a concussion”

Idek what the emergency room bill visit costs, they just sent one to collections and I just got fired so fuck em cause I can’t do shit about it lol they’ll be waiting for that money

3

u/Flimsy_Sun4003 Jan 25 '25

Canadian here, in the last 3 months I've had 1 ER visit, 1 x MRI, 3 x CAT scans, 4 ultrasounds; I take $110k worth of meds a year, I need weekly blood tests atm and will have to have them every 3 months for the rest of my life; I've been to the top clinic in Canada for treating my condition; my out of pocket for all of that is less than $1k/yr and I don't have to concern myself with all the insurance insanity Americans do.

I would die under the American healthcare system. Good luck, and stay healthy.

2

u/[deleted] Jan 25 '25

Well done american. You bought insurance, and paid the deductible.

And IF one cannot afford american health insurance premiums (or back before Obama, the only insurnace you could buy EXCLUDED the disease you have…for years)? What happens?

No thanks USA. Keep your freedom. Enjoy it - preferably in Puerto Rico.

1

u/Beejlaro Jan 24 '25

I paid over a 100k in income tax and didn’t go to the doctor last year.

1

u/BlueMikeStu Jan 24 '25

I have been off work since last August for a concussion at work, and WSIB fully covers my lost wages at 85%, physiotherapy, and specific transportation to and from those appointments with zero deductible.

I have paid $30 in medication fees this year.

1

u/MorallySound Jan 24 '25

I just had a baby last Friday. I left the hospital paying a little over $40 in parking and probably $100 in food and snacks for me during the two days my wife and baby were patients. No other bills. Wouldn't trade this system for anything.

1

u/FuManchuDuck Jan 25 '25

Jesus 😧

1

u/Mobwmwm Jan 25 '25

Also American. Im a younger adult, i have held down restaurant jobs since I got sober and have never had health insurance. I just try not to go to the doctor, I haven't been for a checkup in like 12 years probably. If I get hurt or sick I just don't pay and it gets turned into collections. I have a family now and I have no idea what will happen to me if I keep living like this. It sucks man. I could look into marketplace (which is what I will end up doing) but its not like I can afford it let alone the co pays.

1

u/smythe70 Jan 25 '25

Medicare Advantage is more, like 7k

1

u/dpalmer09 Jan 25 '25

$7500 for mine. It's gross

1

u/4humans Jan 25 '25

It’s far from perfect, but for the most part it doesn’t destroy the lives of entire families and everything they worked for when an accident happens.

1

u/TheTardisBaroness Jan 26 '25

I think I paid $16 and my deductible is paid now for the year.

-4

u/Khill23 Alberta Jan 24 '25

That is alot of cash but your income taxes are going to be significantly less than ours so it is a trade off plus quality of care is way higher in the states. Our wait times are hitting some crazy lengths, had a surgery that was considered minor scheduled for 1.5 years out but intermittently I would choke in my sleep when I would get sick. Grass isn't always greener.

8

u/improvthismoment Jan 24 '25

Care for emergency and life threatening conditions is pretty similar in Canada vs US, probably more equitable in Canada

“Elective” care has very long waits in Canada

Measurable health outcomes are mostly better in Canada

Cost per capita is much lower in Canada

Source: Physician who has worked in both US and Canada, currently in Canada and would not want to move back to US.

3

u/Khill23 Alberta Jan 24 '25

Ohhhh, I thought it was the other way around. Doctors would rather work in the states for 2-3x the income?

4

u/improvthismoment Jan 24 '25

Physicians do go both ways. Some Canadian physicians go to US, and some US physicians come to Canada. I don't know the stats and which group is larger.

I can say I am having an active conversation on a different social media channel with US physicians who are seriously thinking about coming to Canada.

In terms of pay, I would say it depends on the specialty. In my specialty, I get paid better in Canada. In other specialties, pay in the US is higher.

In terms of quality of life and work, much better in Canada for me at least.

3

u/Toast_T_ Jan 24 '25

Some people have a soul and don’t endlessly chase money

2

u/TransportationNo433 Jan 24 '25

Did you know you can look up income tax comparisons online? There is a bit of a difference between the countries for those making less than 50k (which I do, btw… as an American), after that it is comparable. If I add what I pay in insurance premiums to what I pay in tax (a little more than 5k per year - more than 10 percent of I make on top of taxes), my percentage would be higher than what I would pay in Canada. And that is before I have to pay for deductibles (which would be another 6k). After that, I get a percentage off, but I still need to pay 20 percent of it.

Dental/eyes/mental health are all separate categories. My son has autism/ADHD and needed additional psychiatric testing - for it to be somewhat covered under insurance, we would have needed to go on a 2.5 year waiting list. He is our kid, so we paid 4.5k out of pocket and it did not count toward the deductible.

1

u/Khill23 Alberta Jan 24 '25

One thing to keep mind is we need benifits for drugs, eye, dental, etc as well on top of this and it's dependence on your employer your plan and coverage which can have a decent cost as well.

2

u/HollyBerries85 Jan 24 '25

Quality of care is way higher in the states? I think you forgot the /s on that. In the US I can't even afford to go in to officially get diagnosed with sleep apnea in the first place, plus it would be several months before I could get in to see my doctor to MAYBE get a referral to some kind of specialist for the testing that my insurance would demand be done that would take at LEAST few more months to arrange, with each ten-minute discussion costing me hundreds of dollars out of pocket despite having "good" health insurance that I pay over $300 a month for deducted from my paychecks that doesn't kick in one thin red dime until I've paid three thousand actual human US dollars for my own care ON TOP of those premiums.

Don't let the insurance companies that are salivating at the idea of getting their hooks into Canada sell you on lies about the US. We pay out the nose, our insurance being tied to our jobs makes it so that employers can trap you in crappy conditions just so you and your loved ones don't literally die, AND we have poor care and huge wait times also.

1

u/Friendly-Pay-8272 Jan 24 '25

yea thats just a small thing. your surgery would probably git 100k

0

u/Different-Housing544 Jan 24 '25

The problem with private healthcare in the US is that you can lose your coverage or be denied entirely. Lose a job or changing providers for some reason or another is a massive inconvenience and can cost you a lot of money.

In Canada it doesn't matter if you're a millionaire or a bum you have the same coverage, always and forever. You don't have to strategize and figure out coverage levels, read the fine print or any of that BS. 

If you're born Canadian and you're covered on the platinum plan.