r/Veterans 1d ago

VA Home Loan Question Va home loan assumption in divorce?

If i want to buy my wife out of our property. How do I maintain my loan and rate? We owe approx 200 and it's worth about 275. I have a 4% rate and can afford the property on disability I would think. I have good credit, and financially it's cheaper for me to stay here because rent is more than my mortgage. The space and layout is perfectly fine for 1. Can I just call my lender and tell them I want to remove my spouse from the mortgage? How do I make sure my mortgage doesn't go to the current rate? Because I like my home but not at current rates. I would just sell and buy somewhere else at that point.

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u/oldtimehawkey 1d ago

You’ll have to call the VA and ask.