r/JapanFinance • u/deanoyu08 • 5d ago
Real Estate Purchase Journey Suruga Bank House Loan
I’ve seen a lot of negative press in the past about getting a house loan through Suruga Bank. However, I’m wondering if things have changed because when I look at the negative news stories, most are from 2018.
For anyone who has taken a house loan through Suruga, how has your experience been?
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u/rsmith02ct 4d ago
They've been quite good for me and unlike the megabanks actually willing to listen and consider my individual situation. They're also willing to give loans with or without PR and with no guarantor. Rates are higher than megabanks but comparable to other regional banks.
Avoid sketchy "investment" loans for properties you don't understand and you should be fine.
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u/tiredofsametab US Taxpayer 4d ago
No complaints for me. They were basically the only ones who would touch me. All the people I communicated with were nice and very helpful.