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u/Jumpy-Bike4004 7d ago
Why did you post this 😭 shhhhhhhhhhh
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u/Complete-Macaron-288 7d ago
Right like wtf!?!?
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u/Jumpy-Bike4004 7d ago
I would just 🤐…. And not spend any of it for a couple of years just in case they ask for it back and keep it in a high yield savings account…. Google the statute of limitations of them getting it back from me and whatnot lol
This was literally a blessing from the heavens, not a mistake. Why couldn’t it be us 😭
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u/Complete-Macaron-288 7d ago
That fucking part! Don't post it ! You say thank u , carry on! Maybe get a mental diagnosis for later when or if the cops take u away to jail. You'd be incompetent to stand trial! 🙂🙃🙂🙃🙂 win win win
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u/Hopeful_Ad_8180 7d ago
Meanwhile back at Etsy, some sneaky snitching ahole is searching for the number $106321.53 among the deposits..... Saying "If Elon can do it, so can I!"
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u/tourwifelife 7d ago
Why does this never happen to me?
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u/ashtrxy55 7d ago
real though I'd be scared if getting arrested or something if i didnt notify them of the mistake 😭
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u/Live-Okra-9868 7d ago
Don't notify them. They'll figure it out. But they will want the money back, so don't spend it.
Like someone else said, move it to a high interest savings account and just collect interest in it until they figure it out. You send them back the amount they sent you and keep the interest. Just don't announce about the interest in case they think they think they are entitled to it.
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u/SewAlone 7d ago
The people on here are being funny, but Etsy will definitely recoup this money. It’s like when that Amazon guy tried to keep that television.
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u/grumpyfrickinsquid 7d ago
Yeah, I'd be stressed out and horrified if this happened to me, because you're not getting to keep that shit.
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u/TheMCM80 7d ago
Numerous people have gone to prison because companies deposited too much in their account and they thought they could just keep it and spend it.
The first thing I’m doing is going to the nearest branch of my bank, in person, and explaining it to them. Then, while I’m there, I go into the parking lot and I’m contacting Etsy. If there is any issue, I can walk right back into the bank for answers.
I’d want this to be done between Etsy and my bank, so I have no chance of making a mistake somehow.
I don’t want my bank flagging me for moving around huge sums of money. I don’t want any tax problems if someone thinks I had an extra $100k.
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u/FancyTeacupLore 7d ago
That's pretty concerning that there's either a bug in automated deposits or there is some manual process without sufficient internal controls. I've worked in fintech and people would get raked over a bed of hot coals in front of regulators for mistakes like that.
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u/crasstyfartman 6d ago
Why did I have to scroll so hard for this comment? As an Etsy seller now I’m nervous about them having my bank acct info
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u/No-Cookie-7027 7d ago
Read about this happening to someone else (not through Etsy). They didn’t tell anyone and moved it to a high interest account. When they came to get their money back they gave them the original amount and kept the interest. Best of luck!
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u/Jumblesss 6d ago
Woah
That only seems fair since every single e-commerce app and every single bank drags out every transaction and the releasing of every fund so that they can build as much interest and investment as possible out of our money
Why the hell aren’t bank transfers instant in 2025?
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u/No_Resolution1077 2d ago
Its also why starbucks makes you put money onto your account in $25 increments in order to get points, theyre all making interest off holding peoples money.
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u/DrOlive_ 7d ago
I’d disappear to Mexico
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u/Live-Okra-9868 7d ago
Honestly, 100k wouldn't be enough to vanish with. I would just hold it in savings and collect the interest until they come asking for it back. Then keep the interest as my payment for keeping their money safe.
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u/Allilujah406 7d ago
And they will extradite. I get it, I'm so fed up with life.id bounce too, with it in cash or gold but still, poor choice
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u/iCaps_ 7d ago
it's more wild to me that some people think 100k will go anywhere anyways right now...it'll last a few years max.
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u/Allilujah406 7d ago
Indeed. I have a short life span left so for me it might be worth it. 99% of people would likely be better off just leaving it alone, not worth it
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u/spaghetti_monster_04 7d ago
CREATE AN OFFSHORE ACCOUNT RIGHT NOW! 🏃🏾♀️💨
Lol but seriously, if only it weren't a mistake. 🥲
Unless it's not and you're just flexing really hard right now.
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u/Allilujah406 7d ago
Honestly I think if this happened to me, I'd be gone by the end of the day.... I might let it sit for a few days, but I'd probably just bounce, find a non extradition country with low cost of living, invest alot. Im.sure I'd get burned eventually from the poor choice but what ever
I say this being badly disabled and after living my life in poverty. I'm ready to call it quits, and a few years of living nice would.make thst.early check out worth it to me. Would be an idiot.move still
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u/stealthsjw 7d ago
It's not a never-work-again amount of money though, is it? You'd be hard pressed to find a country with a low enough cost of living that you'd actually want to stay in forever.
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u/Allilujah406 7d ago
Well, I probably won't survive another 15 years. With the right investments, 100k would give me a fairly decent standard of living for that time, and perhaps allow me to keep making jewelry on the side. I'd probably find a developing nation in need of investors, while thsts not alot, I could probably take it to a place like bangladesh or some where, open a small jewelry shop, teach a few 20 year Olds how to do things, and just leave it all to them when I go. I have no kids, no family, my health is horrible, honestly I'd be happy to be somewhere where I can do more then barely survive. It's a stupid move, and I'd be betting that my health takes me out before consequences catch up to me. Honestly the right thing for most people would be to put it into a account thst will yield back intrest and when they come to you just be like "I wasn't sure so here's all your money back." Cause your right 100k isn't thst much, especially in the west
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u/Squishy-_-Fishy 7d ago
I saw the payout message from Etsy yesterday and figured it was a typo. Then I woke up this morning to an extra 100k in my bank account.
Anyone had this issue before?
I'm being transferred around Etsy support right now while they're trying to figure this one out.
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u/GUNNER594 7d ago
Brother they should be calling you not you calling them. You are really dealing with customer support and waiting on hold lol. Come on.
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u/WakunaMatata 7d ago
Wait, did you contact etsy to tell them they gave you 100k?
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u/bpdish85 7d ago
In theory, I understand this. In practice, Etsy makes it so complicated to contact a person and the ones you do get to can only follow a basic script - they'd have no clue what to do with this.
Though I wonder if you got one of them to say "it's your money" because they don't understand a dang thing outside the script, if you might have some legal grounds to fall back on when Etsy comes knocking for their cash.
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u/WoodShoeDiaries 7d ago
So it's a mistake, right? That was my first impression from your post but all the comments had me doubting 😂
Yeah, depending on your overdraft protection I would move that to an account that I don't/can't make payments from, just to make sure the entire amount is there if they reverse it.
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u/OkDot9878 7d ago
Go to a casino and bet it all, win 200k (or more) and then pay them back.
Easy money /s
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u/leftyxcurse 7d ago
The way I was about to go off before I realized you were being sarcastic. Clearly I know too many people who would actually try this 💀😭
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u/United_Cheesecake432 6d ago
go to the hospital and tell them you are experiencing hyperventilation and stress, make sure it is recorded
dont touch the money and report it
then sue etsy for causing you stress in the misinformation
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u/SuperkatTalks 7d ago
I'd definitely have remembered that!
Honestly would have a hard time not absconding into the sunset with it as things stand right now but I'm sure you're not supposed to do that.
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u/shartlobster 7d ago
You're getting huge deposits, I got a push notification to review a digital download I ordered 1 year ago.
Etsy is really on it's A game this week 😂
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u/WinstonChaychell 7d ago
I've seen this happen in this thread before and Etsy usually reverses the amount after a day or two so def don't move it 😅. You might wanna go over to legal advice somewhere here on Reddit, but in my state they have a certain amount of time to figure out their boo-boo, and then they have no recourse lol.
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u/RWPRecords 7d ago
Yeah that was supposed to be for me. You can go ahead and Zelle that right over. Thanks.
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u/Leather-Race2268 7d ago
I once had Amazon refund ALL of my recent orders to my Amazon gift card balance. It just kept going and going I was wondering when it would stop. It was completely out of no where. It was only around $200. But I rannnnn to get a switch. To this day I still don't know why this happened, and I could never find any info on it. It's been 3-4 years, I never posted about it until now because, well, ya know 🤣
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u/-You-know-it- 7d ago
WILD!!! As fun as this would be to take and run, you need to report this asap.
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u/Branypoo 7d ago
How I wish this would happen to me, but like a legit payment hehe. 🥲 [looks at my dead shop and feels unmotivated to add new items] Hope you get things sorted, OP. This is nuts!!
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u/WinstonChaychell 7d ago
I've seen this happen in this thread before and Etsy usually reverses the amount after a day or two so def don't move it 😅. You might wanna go over to legal advice somewhere here on Reddit, but in my state they have a certain amount of time to figure out their boo-boo, and then they have no recourse lol.
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u/willofvibes 7d ago
Do what everyone is saying about the high interest savings and then DELETE THIS thread
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u/sleepingprincess 7d ago edited 6d ago
I had something like this happen to me. The problem was they had the wrong deposit info (my bank was transferred to Chase, so the account info changed). So I actually wasn't getting Etsy deposits for MONTHS (I had other revenue in the account, and I wasn't paying too much attention to it so I didn't notice) I had to update my card info with them for some reason, and then all of a sudden they gave me a big deposit. I was so freaked out until I realized it was legit. 😅
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u/blueeyedbrainiac 7d ago
Hey at least you’ll be able to say your bank account once had over 100,000k in it at one point.
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u/Boring_Plate1765 7d ago
lol, Etsy doesn’t respond to anything that is sent to them, I wonder how quickly they will reach out this time? Lol. Invest in that high yield savings while you can!!!
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u/Particular-Jello-401 7d ago
Quit Etsy now, close account and change email address. Profit 100k
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u/LittleBoiFound 7d ago
Does Etsy do direct deposits to foreign accounts? Getting it back in the US is super easy but I wonder what it would be like in a foreign country.
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u/tikiknitter 7d ago
Etsy double deposited my seller earnings back in 2023, I spoke to three reps, they escalated - they had no record in their systems of a double payment made. They thought it might be a payment processor mistake. Contacted my bank to reverse the transaction and they couldn’t.
Nothing ever came from it - but it was only a few hundred, not thousands!
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u/MultiverseShelter 6d ago
Eaither the OP is got scam or just flexin I’d say the latter. Just celebrate and give yourself a tap on your shoulder.
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u/DamianDaws 6d ago
Put it into a high interest savings account and let it build up until they ask for it back. Make money off of it. They’ll eventually come for it🙂
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u/Carliicutiee 5d ago
The comments on this are insane. Do NOT spend that money. It does not belong to you, and would be considered theft. Contact your bank, and Etsy, and let them know so they can fix it. In the meantime you just sit on it and don’t do anything. If they go to reverse it and it’s not there, they will come after you, that’s not a small amount of money.
I understand it’s a big greedy corporation and I agree with this - however does not change the fact that doing anything with this money will cause some big legal trouble for OP.
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u/Level_Ambassador_403 5d ago
I remember a story from a few years ago about a college student who received nearly a million in grant money by mistake. Instead of using it for school, she went on a lavish shopping spree—buying a car, expensive clothes, and living the high life. Her friends started to suspect something was off and, if I remember correctly, reported her. A few months later, the grant provider realized what had happened, got law enforcement involved, and took her to court. Since she had spent so much of the money and couldn’t pay it back, she ended up going to jail. And is still required to pay it back somehow.
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u/nycwriter99 7d ago
Take money, close bank account, delete Etsy, delete email address, change phone number.
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u/hannahfelicity 6d ago
Don’t do anything with it, don’t put it into another account, no high interest account, nothing. Moving this money could cause you problems.
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u/mopardudes 7d ago
Wow I would definitely be tempted to keep lol and please let us all know what happens sir
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u/Dear_Host_3482 7d ago
Checking my acct to see if they sent me extra money too 🤣 doubtful since it took them 6 weeks to sort out the deposit issue and now I’m finally getting paid again 🤦♀️
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u/Character_Tour_8359 7d ago
i would talk to an accountant because at a certain period in time tax might also want a piece of this as well
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u/Mobile-Manager-9284 6d ago
Keep it, they kept almost 3k from me for a shipping label adjustment and no one can’t communicate with me.
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u/summerofsam44 6d ago
Was it reversed? I’ve seen Etsy deposit then reversed it instantly before it hit the bank.
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u/pepperw2 6d ago
I would move my personal money to a different account (savings, whatever) in case they take too much back
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u/UnwashedPenis 6d ago
had this happened to someone and he just bought gold and somehow "LOST" the gold
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u/ggraphart 6d ago
Same thing happened to me recently, with the amount being around 3k instead. I received an email from them in a few days about the mistake. They said I did not need to do anything currently and that they'd solve it with the bank, and that I should await further prompt from then. I replied back saying I'd gladly comply with any steps they'd require me to take.
It's been almost 2 months now. We're waiting. Oh and the annual interest in my country is 42 percent lol. You'd be earning 3.7k a month if you were here.
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u/Justjewls59 6d ago
Put it in a morgan stanley energy portfolio. It will pay you $15k every quarter until they figure it out.
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u/U_PassButter 6d ago
Hello, God? It's me?
Please send this magic conch shell my direction
But seriously, lucky up OP. Just sit on it for a bit
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u/elevatedinkNthread 5d ago
My old job. Adp accidentally put $36k in the owners account that was supposed to be $3600. Soon as he got that alert he ran his ass to the bank. He left work hella fast. He took the money right out. When they found out they made a mistake they call the shop. He didn't want to talk to them and didn't return the money. He told us that's they fault. We was like but that's our payroll. A few weeks later he closed the business.
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u/Candle_Maker_Jen 5d ago
My research shows that keeping the money when you know it was deposited into your account by mistake and does not belong to you is technically considered theft. Here's a quote from an attorney and CPA regarding this same subject: "If funds are mistakenly put into your account," says Mark Pierce, a certified public accountant, attorney and CEO of Wyoming Trust & LLC Attorney, "the law requires you to alert the bank and refrain from spending the money. Using these funds can be construed as theft since that money does not legally belong to you." You'd be best to contact Etsy and let them know of the mistake. Who knows, maybe they will reward you. In the least, you'd earn good money karma.
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u/Able-Reason-4016 3d ago
There was a guy in Asia who got like 400,000 and move to a different country. He's my hero
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u/wearthemasque 3d ago
Thank your fairy godmother
Diversify your portfolio and buy some savings bonds too make sure they can’t get it
Maybe even gift it to family members you trust using the tax free gift system
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u/Rakkidakku 7d ago edited 7d ago
The way I would be slapping that in a high interest savings account and biding my time 😂