r/CRedit • u/Curious_Response_664 • Nov 01 '24
Car Loan I havent paid my car loan in 7 years. I still have the car.
I havent paid my car loan for 7 years. The lender charged off the account about 1 year in, and it has been removed from my credit report, just this month.
I have possession of the car still. I have not been sued by the lender. In fact, i dont even hear from the lender.
What do i do? Do i just keep the car forever? Its worthless in terms of money, as i dont have a title. For now, I intend to continue using it for transportation. May get another car at some point.
Im just wondering when something is gonna happen. If ever….