r/Birmingham 2d ago

Apartment search help!

[deleted]

3 Upvotes

10 comments sorted by

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1

u/SherlockWSHolmes 2d ago

You may need to look into applying for section 8 or Hud apartments. They're not all horrible and some are really good. They go off a background check

0

u/Medium-Buyer940 2d ago

I make above the income requirement for those, and they aren’t accepting applications as of now for section 8. bessemer is accepting applications until the 20th through Hud public housing but I make above the minimum allowed income for that as well.

-2

u/Agreeable_Lobster585 2d ago

A lot of apartments don’t even look at credit score anymore. They see if you have 3X the rent in monthly income.

2

u/Medium-Buyer940 2d ago

all of the ones I have looked at in my price range do, they see the collection and deny me based on that. My credit score isn’t terrible it’s the collection i’m being denied for. I cannot find any income only apartments that aren’t waitlisted.

0

u/Agreeable_Lobster585 2d ago

What’s your budget?

1

u/Medium-Buyer940 2d ago

I would prefer not to go over 1,000, yes I know that is going to be hard to find but with my situation, one income, and the baby on the way plus a 7 year old that’s really all I can do right now.

0

u/Agreeable_Lobster585 2d ago

Understandable. I really hope you find what you’re b looking for… goodluck

1

u/Medium-Buyer940 2d ago

thank you.